Best Cashback Credit Cards in UAE 2026

Compare the best cashback credit cards in UAE for 2026 by cashback rate, salary requirement, annual fee, supermarket cashback, fuel cashback, dining cashback, online shopping cashback, monthly caps, exclusions, interest rate and bank eligibility before you apply. Creditcardfinder.ae helps UAE users shortlist cashback cards that match their income, lifestyle and everyday spending habits.

Compare cashback valueCheck categories, caps and eligible spends.
Check salary eligibilityMatch cards with your income profile.
Avoid hidden limitsReview fees, exclusions and minimum spend.

Cashback credit cards are among the most searched credit cards in the UAE because users want direct value back on monthly spending. Depending on the card, cashback may apply to groceries, fuel, dining, online shopping, school fees, utility payments, telecom bills, travel, lifestyle spends or selected merchant categories.

When comparing cashback credit cards in Dubai, Abu Dhabi, Sharjah, Ajman and across the UAE, users should not choose a card only because it shows a high cashback percentage. The actual value depends on monthly caps, minimum spend requirements, excluded transactions, annual fee, joining fee, cashback redemption rules, salary requirement and bank eligibility.

The best cashback card for one user may not be the best for another. A user who spends more on groceries may need a different card than someone who spends on fuel, dining, e-commerce, travel or family expenses. This is why comparing cards by spending category is important before applying.

Creditcardfinder.ae helps users compare UAE cashback credit cards by minimum salary, annual fee, interest rate, bank name, cashback categories, reward value, joining fee, documents required and eligibility details. This helps users shortlist cards based on practical value instead of only headline offers.

Whether you are searching for best cashback credit cards UAE 2026, cashback credit card Dubai, no annual fee cashback card UAE, salary 5000 cashback credit card, supermarket cashback card, fuel cashback card or online shopping cashback credit card, comparing options side by side can help you make a smarter decision.

How to choose the best cashback credit card in 2026

The best cashback card is not always the one with the highest advertised cashback rate. Users should compare real monthly value, eligible spending categories and card charges before applying.

1. Match cashback with your spending

Choose a cashback card based on where you spend most every month, such as groceries, fuel, dining, online shopping, school fees, utilities or lifestyle spends.

2. Check caps and minimum spend

A high cashback rate may have monthly limits, minimum spend rules, excluded transactions or category restrictions. Always compare actual cashback value after caps.

3. Compare annual fee and eligibility

Check the salary requirement, annual fee, joining fee, interest rate, late payment fee, documents required and bank eligibility before applying for any cashback card.

Explore cashback credit cards in UAE

Compare cashback credit cards by salary, annual fee, cashback categories, monthly caps, interest rate and bank eligibility. Add your cashback card listing shortcode below this section.

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Deem Finance World Credit Card

Deem Finance World Credit CardUp to AED 1000 Cashback

CCF Score3.9/5
AED 25,000Min. Salary
AED 525Annual Fee
3.75%Interest Rate

Swipe Smart. Earn Big Get up to 100,000 in Joy Points or enter to WIN AED 250,000. Your Rewards. Your Way.

CashbackCinema OffersValet ParkingAirport LoungeHotel Discounts
View Details →
NO CREDIT HISTORY
Learn More →
Liv Cashback Plus Credit Card

Liv Cashback Plus Credit Card4% Cashback on all spend

CCF Score3.9/5
AED 12,000Min. Salary
AED 700Annual Fee
3.49%Interest Rate

Liv Cashback Plus Credit Card offers 4% cashback, Skywards Miles, 800+ airport lounge access, travel insurance, movie offers, instalment plans, loan on card, and lifestyle discounts across shopping, fuel, travel, dining, and online spending.

Airport LoungeBalance TransferTravel InsuranceEasy Installment Plan
View Details →
RECOMMENDED CREDIT SCORE 541+
Apply Now →
on Bank’s Secure Page
FAB Cashback Credit Card

FAB Cashback Credit CardUp to AED 1,000 Monthly

CCF Score4.6/5
AED 5,000Min. Salary
AED 300Annual Fee
3.99%Interest Rate

FAB Cashback Credit Card offers cashback on everyday spending including groceries, fashion, dining, international spends and other eligible purchases.

DiningTravelCashbackShoppingLifestyleCinema OffersAirport Lounge
View Details →
NO CREDIT HISTORY
Learn More →
ADCB Talabat Credit Card

ADCB Talabat Credit CardTalabat Offers

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.69%Interest Rate

The ADCB talabat Credit Card offers 35% back as talabat credit on eligible talabat orders, unlimited free delivery on qualifying talabat pro orders, up to AED 750 as a welcome bonus and up to 1.25% back on other eligible purchases. The card is free for life with no annual fee.

CashbackLoan on CardCinema OffersCredit ShieldFree For LifeNo Annual FeeTalabat OfferAirport LoungeBalance TransferInstallment Plans
View Details →
NO CREDIT HISTORY
Learn More →
Mashreq Cashback Credit Card

Mashreq Cashback Credit CardAED 500 welcome bonus

CCF Score4.2/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.85%Interest Rate

The Mashreq Cashback Credit Card offers up to 5% cashback on dining, rewards on international and local spending, and no annual fee, making it a practical choice for everyday expenses in the UAE.

Balance Transfer
View Details →
NO CREDIT HISTORY
Learn More →
Liv Tamayaz Platinum Credit Card

Liv Tamayaz Platinum Credit CardTamayaz Points

CCF Score4.9/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.49%Interest Rate

Liv Tamayaz Platinum Credit Card offers Union Coop Tamayaz Points, free-for-life benefits, lounge access, movie offers, and lifestyle discounts.

B1G1Cinema OffersTalabat OfferAirport LoungeCashback OffersHotel DiscountsBalance TransferEasy Installment Plan
View Details →
RECOMMENDED CREDIT SCORE 541+
Apply Now →
on Bank’s Secure Page
Deem Finance Platinum Credit Card

Deem Finance Platinum Credit CardUp to AED 750 Cashback

CCF Score4.1/5
AED 10,000Min. Salary
AED 315Annual Fee
3.99%Interest Rate

Swipe Smart. Earn Big Get up to 75,000 in Joy Points or enter to WIN AED 250,000. Your Rewards. Your Way.

TravelCinema OffersValet ParkingAirport LoungeBalance Transfer
View Details →
NO CREDIT HISTORY
Learn More →
CBD Super Saver Credit Card

CBD Super Saver Credit Card

CCF Score4.2/5
AED 5,000Min. Salary
AED 420.00Annual Fee
3.85%Interest Rate

The CBD Super Saver Credit Card is a cashback-focused Visa Signature card offering up to 10% back on everyday essentials — bills, education, supermarket, and fuel.

Airport LoungeBalance TransferTravel InsuranceExtended WarrantyPurchase ProtectionEasy Installment Plan
View Details →
NO CREDIT HISTORY
Learn More →
CBD One Credit Card

CBD One Credit Card

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.85%Interest Rate

The CBD One Credit Card is a free-for-life Visa Signature card offering up to AED 135 cashback every month at popular merchants like noon, Amazon, Airbnb, and Netflix-making it one of the most accessible cashback cards in the UAE.

Credit ShieldAirport LoungeBalance TransferTravel InsuranceExtended WarrantyPurchase ProtectionEasy Installment Plan
View Details →
NO CREDIT HISTORY
Learn More →
ADCB 365 Cashback Credit Card

ADCB 365 Cashback Credit CardAED 365 Welcome Bonus

CCF Score4.1/5
AED 5,000Min. Salary
AED 383.25Annual Fee
3.69%Interest Rate

The ADCB 365 Cashback Credit Card offers up to 6% cashback on everyday spending, including dining, groceries, fuel, Salik and selected digital subscriptions.

Cash AdvanceCinema OffersCredit ShieldWelcome BonusCashback OffersBalance TransferInstallment PlansFlexible RepaymentEasy Installment Plan
View Details →
NO CREDIT HISTORY
Learn More →
Liv Cashback Credit Card

Liv Cashback Credit Card2% Cashback on all spend

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.49%Interest Rate

Liv Credit Card offers cashback, Skywards Miles, lounge access, travel discounts, movie offers, and lifestyle savings across dining, shopping, fuel, online purchases, and travel.

Cinema OffersFree For LifeAirport LoungeBalance Transfer
View Details →
RECOMMENDED CREDIT SCORE 541+
Apply Now →
on Bank’s Secure Page
Citi Cashback Credit Card

Citi Cashback Credit CardCashback Card

CCF Score4.5/5
AED 8,000Min. Salary
AED 315Annual Fee
3.50%Interest Rate

Citi Cashback Credit Card offers cashback on non-AED, grocery and other eligible purchases with airport lounge access and Citi offers.

DiningTravelGroceryCashbackShoppingLoan on CardAirport LoungeEasy Installment Plan
View Details →
NO CREDIT HISTORY
Apply Now →
on Bank’s Secure Page
Mashreq Noon Credit Card

Mashreq Noon Credit CardUnlimited Cashback

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.85%Interest Rate

The Mashreq Noon Credit Card is a free-for-life card built specifically for online shopping, offering 5% cashback on noon, noon Food, noon Minutes, noon Supermall, NowNow, Sivvi and Namshi, plus unlimited free next-day delivery on all noon Express orders.

CashbackCash AdvanceCinema OffersFree For LifeWelcome BonusBalance Transfer
View Details →
NO CREDIT HISTORY
Learn More →
ADCB Essential Cashback Credit Card

ADCB Essential Cashback Credit CardSmart Cashback Rewards

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.69%Interest Rate

The ADCB Essential Cashback Credit Card turns everyday spending into savings with up to 1.25% cashback on monthly spends of AED 5,000 or more, plus complimentary airport lounge access and Buy 1 Get 1 free movie tickets at Reel Cinemas.

CashbackLoan on CardCinema OffersCredit ShieldFree For LifeTalabat OfferAirport LoungeBalance TransferInstallment PlansEasy Installment Plan
View Details →
NO CREDIT HISTORY
Learn More →
ADCB Traveller Credit Card

ADCB Traveller Credit Card0% Forex Charge

CCF Score3.7/5
AED 20,000Min. Salary
AED 1575Annual Fee
3.69%Interest Rate

The ADCB Traveller Credit Card is designed for frequent travellers, offering 10% cashback on eligible flights and hotel bookings, complimentary airport lounge access, 0% foreign currency processing fees and additional lifestyle benefits.

GolfTravelCashbackLoan on CardCinema OffersCredit ShieldAirport LoungeHotel DiscountsBalance TransferTravel InsuranceAirport TransfersInstallment PlansEasy Installment Plan
View Details →
NO CREDIT HISTORY
Learn More →
Liv Tamayaz World Credit Card

Liv Tamayaz World Credit CardWelcome Spend Bonus AED 1,000

CCF Score3.9/5
AED 15,000Min. Salary
AED 735Annual Fee
3.49%Interest Rate

Liv Tamayaz World Credit Card offers Union Coop rewards, up to AED 1,500 monthly cashback as Tamayaz Points, 800+ airport lounge access, VOX movie offers, coffee shop deals, instalment plans, travel discounts, Talabat savings, airport transfer, and lifestyle benefits.

B1G1CashbackCareem OfferCash AdvanceLoan on CardCinema OffersTalabat OfferWelcome BonusAirport LoungeHotel DiscountsBalance TransferAirport Transfers
View Details →
NO CREDIT HISTORY
Apply Now →
on Bank’s Secure Page
Deem Finance Titanium Credit Card

Deem Finance Titanium Credit CardUp to AED 500 Cashback

CCF Score4.2/5
AED 5,000Min. Salary
AED 210Annual Fee
3.99%Interest Rate

Swipe Smart. Earn Big Get up to 50,000 in Joy Points or enter to WIN AED 250,000. Your Rewards. Your Way.

Cinema OffersAirport LoungeHotel Discounts
View Details →
NO CREDIT HISTORY
Learn More →

Best cashback credit cards UAE 2026 FAQs

Common questions users ask before comparing and applying for cashback credit cards in the UAE.

Which is the best cashback credit card in UAE 2026?

The best cashback credit card in UAE depends on your salary, spending categories, annual fee preference, cashback caps and bank eligibility. A card that is best for groceries may not be best for fuel, dining or online shopping.

What should I compare before choosing a cashback card?

Compare cashback rate, monthly cap, minimum spend, eligible categories, excluded transactions, annual fee, salary requirement, interest rate, joining fee, late payment charges and redemption rules.

Are no annual fee cashback credit cards available in UAE?

Some cashback cards may come with no annual fee, free-for-life offers or fee waiver conditions. Users should check whether the card is truly free or whether spending conditions apply.

Can I get a cashback credit card with AED 5,000 salary?

Some UAE cashback credit cards may be available from around AED 5,000 monthly salary, subject to bank eligibility, documents, employer profile, credit history and internal approval rules.

Is a cashback card better than a rewards card?

A cashback card may be better if you want direct value back on monthly spending. A rewards card may be better if you prefer points, vouchers, travel rewards or partner redemptions.

Do cashback cards have monthly limits?

Many cashback cards have monthly cashback caps, category limits, minimum spend rules or excluded transactions. Always compare the real cashback value after applying these limits.

Does cashback credit card approval depend only on salary?

No. Salary is only one part of eligibility. Banks may also check credit score, debt burden ratio, documents, employer profile, salary transfer history and internal policy.

Does comparing cashback cards guarantee approval?

No. Comparing cashback credit cards helps users shortlist suitable options, but final approval is always decided by the bank based on eligibility checks and internal policy.

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