• Popular and first in market card like an always-on digital loan at a click of a button via Citi Mobile® app.
• Immediate cash up to 100% of credit limit in your bank account anywhere in UAE.
• Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower).
• Special rate from 15%* per annum for the first loan booked within 1 month from card approval.
• Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.
• No early repayment fees, so you can repay in instalments (up to 48 months) or repay early in lump sum without worrying about additional charges.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout.
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• No Annual Membership Fee (AMF)**: waived indefinitely.

Features:

• No Annual Membership Fee (AMF) subject to spends.
• Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
• Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders via MasterCard Travel Pass app (T&Cs apply)
• Airport Transfers: 1 rides per year (up to AED 84 each) using code “MAUAE2“ on the Careem app
• Movies: 30% off 2 movie tickets per month at VOX cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
• * No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Features:

• No annual fee, late payment fee, cash advance fee or overlimit fee- ever.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout.
• Cash loan on card at a click of a button from Citi Mobile® app (subject to eligibility).
• Turn big purchases into smaller monthly instalments at a click of a button from Citi Mobile® app.
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Airport Lounges: Access to 25+ lounges across the Middle East via MasterCard Travel Pass app (T&Cs apply).
• Complimentary supplementary cards for your family members.