Compare Credit Cards in UAE

Compare the best credit cards in UAE by salary, annual fee, cashback, rewards, travel benefits, airport lounge access, shopping offers, dining privileges, balance transfer options and bank eligibility before you apply. Creditcardfinder.ae helps users compare UAE credit cards in one place so they can shortlist cards that match their income, spending habits and lifestyle.

Finding the right credit card in the UAE is not only about choosing the most advertised card. The right card depends on your monthly salary, how much you spend, where you spend, how you repay and which benefits you will actually use. A cashback credit card may be useful for groceries, fuel, utility bills, dining and online shopping, while a travel credit card may be more valuable for frequent flyers who want airport lounge access, air miles, hotel privileges, travel insurance and foreign currency benefits.

Users searching for credit cards in Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah or Umm Al Quwain often compare cards based on minimum salary, annual fee, free-for-life offers, rewards points, cashback percentage, joining fee, interest rate, late payment fee, cash advance fee and documents required. Comparing these details first can help users avoid applying randomly and focus on cards that are more suitable for their profile.

Credit cards in UAE are available for different needs, including cashback credit cards, rewards credit cards, travel credit cards, airport lounge access credit cards, no annual fee credit cards, shopping credit cards, lifestyle credit cards, dining credit cards, balance transfer credit cards and premium credit cards. Each card type has different terms, benefit limits and eligibility requirements, so it is important to compare both the benefits and the costs before moving ahead.

Before applying for any UAE credit card, users should check minimum salary requirement, annual fee, interest rate, cashback caps, reward redemption value, airport lounge access rules, foreign currency charges, late payment fees, bank documents and the latest terms and conditions from the card issuer. Creditcardfinder.ae is built to make this comparison easier by helping users review important credit card details clearly before they apply.

Whether you are looking for the best cashback credit card in UAE, best travel credit card in UAE, best rewards credit card in UAE, free-for-life credit card, credit cards for AED 5,000 salary, credit cards with airport lounge access or credit cards with low annual fee, comparing options side by side can help you make a more informed decision.

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Emirates NBD Darna Visa Infinite Credit Card

Emirates NBD Darna Visa Infinite Credit CardPremium Darna

CCF Score3.7/5
AED 30,000Min. Salary
AED 1,575Annual Fee
3.25%Interest Rate

Premium Darna Visa Infinite card with Darna rewards, travel, golf, lounge and lifestyle privileges.

GolfDiningTravelLifestyleCinema OffersAirport LoungeEasy Installment Plan
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD Voyager World Credit Card

Emirates NBD Voyager World Credit CardTravel Rewards

CCF Score4.4/5
AED 12,000Min. Salary
Free for lifeAnnual Fee
3.69%Interest Rate

Voyager World card with Voyager Miles, travel benefits, golf, dining, cinema and free-for-life annual fee.

GolfDiningTravelRewardsCinema OffersNo Annual FeeValet Parking
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NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD Voyager World Elite Credit Card

Emirates NBD Voyager World Elite Credit CardPremium Travel

CCF Score3.7/5
AED 25,000Min. Salary
AED 1,575Annual Fee
3.25%Interest Rate

Premium Voyager World Elite card with Voyager Miles, travel, golf, dining, cinema and valet benefits.

GolfDiningTravelRewardsCinema OffersValet ParkingAirport Lounge
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD Noon One Visa Credit Card

Emirates NBD Noon One Visa Credit CardNoon Benefits

CCF Score4.4/5
AED 5,000Min. Salary
Free for lifeAnnual Fee
3.69%Interest Rate

Noon One Visa card for online shopping, noon benefits, movie offers, dining deals and installment options.

DiningShoppingLifestyleCinema OffersNo Annual FeeEasy Installment Plan
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Citi Rewards Credit Card

Citi Rewards Credit CardNo Annual Fee (AMF) subject to spend*

CCF Score4.2/5
AED 8,000Min. Salary
AED 315Annual Fee
3.50%Interest Rate

Citi Rewards Credit Card offers redeemable points, lounge access, airport transfer, VOX movie discounts, Talabat savings, purchase protection, travel insurance, and AMF waiver based on yearly spend.

Cinema OffersTalabat OfferAirport LoungeBalance TransferTravel InsuranceAirport TransfersPurchase Protection
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NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
FAB Cashback Credit Card

FAB Cashback Credit CardUp to AED 1,000 Monthly

CCF Score4.6/5
AED 5,000Min. Salary
AED 300Annual Fee
3.99%Interest Rate

FAB Cashback Credit Card offers cashback on everyday spending including groceries, fashion, dining, international spends and other eligible purchases.

DiningTravelCashbackShoppingLifestyleCinema OffersAirport Lounge
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NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Citi Prestige Credit Card

Citi Prestige Credit CardAED 500 cash back welcome bonus

CCF Score3.7/5
AED 25,000Min. Salary
AED 1575Annual Fee
3.50%Interest Rate

Citi Prestige Credit Card offers premium travel rewards, AED 500 welcome cashback, 4th hotel night free, lounge access, airline point transfers, golf, valet parking, movie offers, airport services, travel insurance, and luxury lifestyle benefits.

GolfLifestyleCinema OffersTalabat OfferValet ParkingWelcome BonusAirport LoungeTravel InsuranceAirport TransfersComplimentary Hotel Stay
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NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Liv Cashback Credit Card

Liv Cashback Credit Card2% Cashback on all spend

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.49%Interest Rate

Liv Credit Card offers cashback, Skywards Miles, lounge access, travel discounts, movie offers, and lifestyle savings across dining, shopping, fuel, online purchases, and travel.

Cinema OffersFree For LifeAirport LoungeBalance Transfer
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RECOMMENDED CREDIT SCORE 541+
Apply Now
on Bank’s Secure Page
Emirates NBD Darna Visa Signature Credit Card

Emirates NBD Darna Visa Signature Credit CardDarna Rewards

CCF Score4.1/5
AED 12,000Min. Salary
AED 315Annual Fee
3.69%Interest Rate

Darna Visa Signature card with Darna Points, movie offers, lifestyle benefits and installment options.

DiningRewardsLifestyleCinema OffersAirport LoungeEasy Installment Plan
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Citi Premier Credit Card

Citi Premier Credit CardAED 250 cash back welcome bonus

CCF Score3.9/5
AED 15,000Min. Salary
AED 787.50Annual Fee
3.50%Interest Rate

Citi Premier Credit Card offers flexible points redemption, AED 250 welcome cashback, 1,200+ lounge access, airport transfers, fast-track services, VOX movie offers, golf benefits, travel discounts, purchase protection, and travel insurance.

GolfCinema OffersTalabat OfferAirport LoungeTravel InsuranceAirport TransfersPurchase Protection
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD SHARE Visa Infinite Credit Card

Emirates NBD SHARE Visa Infinite Credit CardPremium SHARE

CCF Score4.0/5
AED 30,000Min. Salary
AED 1,575Annual Fee
3.25%Interest Rate

Premium SHARE Visa Infinite card with SHARE Points, lounge access, concierge and lifestyle privileges.

DiningTravelRewardsShoppingLifestyleCinema OffersAirport Lounge
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Liv Cashback Plus Credit Card

Liv Cashback Plus Credit Card4% Cashback on all spend

CCF Score3.9/5
AED 12,000Min. Salary
AED 700Annual Fee
3.49%Interest Rate

Liv Cashback Plus Credit Card offers 4% cashback, Skywards Miles, 800+ airport lounge access, travel insurance, movie offers, instalment plans, loan on card, and lifestyle discounts across shopping, fuel, travel, dining, and online spending.

Airport LoungeBalance TransferTravel InsuranceEasy Installment Plan
View Details →
RECOMMENDED CREDIT SCORE 541+
Apply Now
on Bank’s Secure Page
Citi Cashback Credit Card

Citi Cashback Credit CardCashback Card

CCF Score4.5/5
AED 8,000Min. Salary
AED 315Annual Fee
3.50%Interest Rate

Citi Cashback Credit Card offers cashback on non-AED, grocery and other eligible purchases with airport lounge access and Citi offers.

DiningTravelGroceryCashbackShoppingLoan on CardAirport LoungeEasy Installment Plan
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NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Citi Ready Credit Card

Citi Ready Credit CardInstant Cash Access

CCF Score4.5/5
AED 8,000Min. Salary
AED 315Annual Fee
3.25%Interest Rate

Citi Ready Credit Card provides instant cash access, higher credit limit potential, flexible repayment and no annual membership fee waiver from year 2 onwards.

DiningTravelShoppingCash AdvanceLoan on CardNo Annual FeeAirport LoungeFlexible Repayment
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NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
FAB Rewards Indulge Credit Card

FAB Rewards Indulge Credit CardNo Annual Fee

CCF Score4.2/5
AED 5,000Min. Salary
No Annual FeesAnnual Fee
3.99%Interest Rate

FAB Rewards Indulge Credit Card offers FAB Rewards, dining, shopping, entertainment and travel benefits with no annual fee.

DiningTravelRewardsShoppingLifestyleCinema OffersNo Annual FeeAirport Lounge
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Liv Tamayaz Platinum Credit Card

Liv Tamayaz Platinum Credit CardTamayaz Points

CCF Score4.6/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.49%Interest Rate

Liv Tamayaz Platinum Credit Card offers Union Coop Tamayaz Points, free-for-life benefits, lounge access, movie offers, and lifestyle discounts.

B1G1Cinema OffersTalabat OfferAirport LoungeCashback OffersHotel DiscountsBalance TransferEasy Installment Plan
View Details →
RECOMMENDED CREDIT SCORE 541+
Apply Now
on Bank’s Secure Page
Liv Tamayaz World Credit Card

Liv Tamayaz World Credit CardWelcome Spend Bonus AED 1,000

CCF Score3.9/5
AED 15,000Min. Salary
AED 735Annual Fee
3.49%Interest Rate

Liv Tamayaz World Credit Card offers Union Coop rewards, up to AED 1,500 monthly cashback as Tamayaz Points, 800+ airport lounge access, VOX movie offers, coffee shop deals, instalment plans, travel discounts, Talabat savings, airport transfer, and lifestyle benefits.

B1G1CashbackCareem OfferCash AdvanceLoan on CardCinema OffersTalabat OfferWelcome BonusAirport LoungeHotel DiscountsBalance TransferAirport Transfers
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Citi Simplicity Credit Card

Citi Simplicity Credit CardNo Extra Fees

CCF Score4.1/5
AED 5,000Min. Salary
No Annual FeeAnnual Fee
3.50%Interest Rate

Citi Simplicity Credit Card is a no annual fee card with no late fee, cash advance fee or overlimit fee, designed for simple credit card usage.

DiningShoppingLifestyleNo Annual FeeNo Overlimit FeeNo Cash Advance FeeNo Late Payment Fee
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD Darna Select Visa Credit Card

Emirates NBD Darna Select Visa Credit CardFree for Life

CCF Score4.4/5
AED 5,000Min. Salary
Free for lifeAnnual Fee
3.69%Interest Rate

Free-for-life Darna Select card with Darna Points and lifestyle privileges for eligible UAE customers.

DiningRewardsLifestyleCinema OffersNo Annual FeeEasy Installment Plan
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD SHARE Visa Signature Credit Card

Emirates NBD SHARE Visa Signature Credit CardFree for Life

CCF Score4.8/5
AED 12,000Min. Salary
Free for lifeAnnual Fee
3.69%Interest Rate

SHARE Visa Signature card with SHARE Points, movie benefits, lounge access and shopping rewards.

DiningRewardsShoppingCinema OffersNo Annual FeeAirport Lounge
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page
Emirates NBD SHARE Visa Platinum Credit Card

Emirates NBD SHARE Visa Platinum Credit CardFree for Life

CCF Score4.7/5
AED 5,000Min. Salary
Free for lifeAnnual Fee
3.69%Interest Rate

SHARE Visa Platinum card with SHARE Points, free-for-life pricing and shopping-focused benefits.

DiningRewardsShoppingCinema OffersNo Annual FeeEasy Installment Plan
View Details →
NO CREDIT HISTORY
Apply Now
on Bank’s Secure Page

Credit card comparison FAQs

Common questions users ask before comparing and applying for credit cards in the UAE.

Which credit card is best in UAE?

The best credit card in UAE depends on your monthly salary, spending habits, preferred benefits and bank eligibility. Some users may prefer cashback cards, while others may get more value from travel, rewards, shopping, lifestyle or no annual fee cards.

Can I compare UAE credit cards online?

Yes. Creditcardfinder.ae helps users compare UAE credit cards online by bank, salary requirement, card type, annual fee, interest rate, cashback, rewards, benefits and eligibility details.

What salary is required for a credit card in UAE?

Minimum salary requirements vary by bank and card. Some cards may start from lower salary requirements, while premium credit cards usually require higher monthly income. Users should check the specific card requirement before applying.

Does comparing credit cards guarantee approval?

No. Comparing credit cards helps users shortlist suitable options, but final approval is decided by the bank based on income, documents, credit history, debt burden, employer profile and internal policies.

Should I choose cashback or rewards?

Cashback may be easier to understand for everyday spending, while rewards may be useful if redemption options match your lifestyle. The better option depends on where you spend and how you prefer to redeem benefits.

Are no annual fee credit cards available in UAE?

Yes, some UAE banks offer no annual fee or free-for-life credit cards. Users should still compare benefits, interest rates, charges, cashback limits and eligibility before applying.

What should I check before applying for a credit card?

Before applying, check the minimum salary, annual fee, interest rate, cashback caps, reward conditions, lounge access rules, documents required and the bank’s latest terms and conditions.

Can I apply for multiple credit cards?

You can apply for multiple credit cards, but applying randomly may increase unnecessary enquiries and does not guarantee approval. It is better to compare first and apply for cards that match your profile and needs.

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