Compare cashback credit cards in UAE by salary requirement, annual fee, cashback rate, monthly cashback cap, eligible spending categories, shopping offers, grocery benefits, fuel rewards, dining cashback and bank eligibility before you apply. Creditcardfinder.ae helps users shortlist UAE cashback credit cards that match their income and everyday spending habits.
Cashback credit cards are one of the most popular credit card types in the UAE because they can help users earn value back on regular monthly spending. Depending on the card, cashback may apply to groceries, supermarket purchases, fuel, utilities, telecom bills, online shopping, dining, school fees, travel bookings, international spends or selected merchant categories.
When comparing cashback credit cards in Dubai, Abu Dhabi, Sharjah, Ajman and across the UAE, users should not look only at the headline cashback percentage. A card may advertise high cashback, but the actual value can depend on monthly caps, minimum spend rules, eligible categories, excluded transactions, annual fees, salary requirement and bank terms.
Creditcardfinder.ae helps users compare cashback cards by important details such as minimum salary, annual fee, interest rate, joining fee, cashback value, reward structure, grocery cashback, fuel cashback, dining cashback, online shopping cashback, supermarket benefits, lifestyle offers and airport lounge access where available.
Before applying for a UAE cashback credit card, users should review the bank’s latest terms, cashback caps, excluded spends, statement credit rules, redemption method, minimum payment requirement, late payment fee, cash advance fee and non-AED transaction charges.
Whether you are searching for the best cashback credit card in UAE, cashback credit cards for AED 5,000 salary, free-for-life cashback credit cards, grocery cashback credit cards, fuel cashback credit cards, dining cashback cards or online shopping cashback credit cards, comparing options side by side can help you make a smarter decision.
The ADCB Essential Cashback Credit Card turns everyday spending into savings with up to 1.25% cashback on monthly spends of AED 5,000 or more, plus complimentary airport lounge access and Buy 1 Get 1 free movie tickets at Reel Cinemas.
CashbackLoan on CardCinema OffersCredit ShieldFree For LifeTalabat OfferAirport LoungeBalance TransferInstallment PlansEasy Installment Plan
The ADCB talabat Credit Card offers 35% back as talabat credit on eligible talabat orders, unlimited free delivery on qualifying talabat pro orders, up to AED 750 as a welcome bonus and up to 1.25% back on other eligible purchases. The card is free for life with no annual fee.
CashbackLoan on CardCinema OffersCredit ShieldFree For LifeNo Annual FeeTalabat OfferAirport LoungeBalance TransferInstallment Plans
Liv Cashback Plus Credit Card4% Cashback on all spend
CCF Score3.9/5
AED 12,000Min. Salary
AED 700Annual Fee
3.49%Interest Rate
Liv Cashback Plus Credit Card offers 4% cashback, Skywards Miles, 800+ airport lounge access, travel insurance, movie offers, instalment plans, loan on card, and lifestyle discounts across shopping, fuel, travel, dining, and online spending.
Airport LoungeBalance TransferTravel InsuranceEasy Installment Plan
The ADCB Traveller Credit Card is designed for frequent travellers, offering 10% cashback on eligible flights and hotel bookings, complimentary airport lounge access, 0% foreign currency processing fees and additional lifestyle benefits.
GolfTravelCashbackLoan on CardCinema OffersCredit ShieldAirport LoungeHotel DiscountsBalance TransferTravel InsuranceAirport TransfersInstallment PlansEasy Installment Plan
The CBD Super Saver Credit Card is a cashback-focused Visa Signature card offering up to 10% back on everyday essentials — bills, education, supermarket, and fuel.
Airport LoungeBalance TransferTravel InsuranceExtended WarrantyPurchase ProtectionEasy Installment Plan
The Mashreq Cashback Credit Card offers up to 5% cashback on dining, rewards on international and local spending, and no annual fee, making it a practical choice for everyday expenses in the UAE.
The Mashreq Noon Credit Card is a free-for-life card built specifically for online shopping, offering 5% cashback on noon, noon Food, noon Minutes, noon Supermall, NowNow, Sivvi and Namshi, plus unlimited free next-day delivery on all noon Express orders.
CashbackCash AdvanceCinema OffersFree For LifeWelcome BonusBalance Transfer
The ADCB 365 Cashback Credit Card offers up to 6% cashback on everyday spending, including dining, groceries, fuel, Salik and selected digital subscriptions.
Liv Credit Card offers cashback, Skywards Miles, lounge access, travel discounts, movie offers, and lifestyle savings across dining, shopping, fuel, online purchases, and travel.
Cinema OffersFree For LifeAirport LoungeBalance Transfer
Liv Tamayaz World Credit CardWelcome Spend Bonus AED 1,000
CCF Score3.9/5
AED 15,000Min. Salary
AED 735Annual Fee
3.49%Interest Rate
Liv Tamayaz World Credit Card offers Union Coop rewards, up to AED 1,500 monthly cashback as Tamayaz Points, 800+ airport lounge access, VOX movie offers, coffee shop deals, instalment plans, travel discounts, Talabat savings, airport transfer, and lifestyle benefits.
Common questions users ask before comparing and applying for cashback credit cards in the UAE.
Which cashback credit card is best in UAE?
The best cashback credit card in UAE depends on your salary, monthly spending categories, annual fee preference and bank eligibility. Some users may prefer cashback on groceries and fuel, while others may get more value from online shopping, dining, travel or utility bill cashback.
How do cashback credit cards work in UAE?
Cashback credit cards return a percentage of eligible spending as cashback, statement credit, reward value or another bank-defined benefit. The cashback rate, eligible categories, monthly cap and redemption rules vary by card and bank.
Do cashback credit cards have monthly caps?
Many cashback credit cards in UAE have monthly cashback limits, category caps, minimum spend rules or excluded transaction types. Users should always review the card terms before applying so they understand the real cashback value.
Are there free-for-life cashback credit cards in UAE?
Yes, some UAE banks may offer free-for-life or no annual fee cashback credit cards. Users should compare the cashback rate, salary requirement, eligible categories, interest rate and other charges before choosing one.
What salary is required for a cashback credit card in UAE?
Minimum salary requirements vary by bank and card. Some cashback credit cards may have lower salary requirements, while premium cashback cards may require higher monthly income. Always check the specific card’s eligibility before applying.
Is cashback better than rewards points?
Cashback is usually easier to understand because it gives direct value back on eligible spending. Rewards points may be better for users who prefer redemption options such as vouchers, travel, miles or partner offers.
Can I get cashback on groceries, fuel and dining?
Some cashback credit cards in UAE offer cashback on groceries, supermarket purchases, fuel, dining, utility bills, online shopping or selected merchant categories. The eligible categories and cashback percentages depend on the card issuer’s terms.
Does comparing cashback cards guarantee approval?
No. Comparing cashback credit cards helps users shortlist suitable options, but final approval is always decided by the bank based on income, documents, credit history, debt burden, employer profile and internal policies.
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