ADCB Traveller Credit Card
0% Forex Charge

ADCB Traveller Credit Card

Creditcardfinder Score3.7/5

The ADCB Traveller Credit Card is designed for frequent travellers, offering 10% cashback on eligible flights and hotel bookings, complimentary airport lounge access, 0% foreign currency processing fees and additional lifestyle benefits.

AED 20,000Minimum Salary
AED 1575Annual Fee
3.69%Interest Rate
CashbackRewards Type

Overview

  • 10% cashback on airline tickets (any airline, any class of travel, any destination) in AED and non-AED spends
  • 10% cashback on hotel stays (any hotel brand/chain, anywhere in the world) in AED and non-AED spends
  • 50% cashback on movies tickets purchased online in AED
  • 1.5% cashback on all other domestic AED spends
  • Pay 0% processing fee when you use your Traveller Credit Card overseas.
  • Enjoy an AED2,000 Expedia.ae hotel stay voucher when you sign up for the card. Redeem it for eligible hotel bookings worldwide at www.expedia.ae/adcb.
  • Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit.
  • Enjoy 4 complimentary airport rides per year, saving up to AED85 on each ride. Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car that suits your taste, book on the spot or schedule for a later pickup.
  • Your DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.
  • Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.
  • With Avis, you’ll receive up to a 25% discount on all rentals in addition http://avisworld.com/mastercardmea to a free upgrade and 10% off premium chauffeur services.
  • Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver.
  • International Concierge Service-Call the Mastercard Travel & Lifestyle Concierge on 800 0444 0426 (in the UAE) or +1 312 843 5336 (outside the UAE) or chat with Mastrcard Lifestyle Managers any time of day and night via WhatsApp Live Chat!
  • Golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.
  • Transfer your outstanding balances from other bank credit cards.
  • Convert school fees into a 0% Interest Payment Plan.
  • Benefit from a zero interest rate and repay in easy installments of up to 12 months.
  • Enjoy complimentary life cover.

Eligibility

  • To apply for the Traveller Credit Card you need to meet the following requirements:
  • You should be at least 18 years old
  • You need to have a minimum salary of AED20,000 or be eligible for a credit limit of at least AED30,000

Fees & Charges

Annual FeeAED 1575
Joining FeeAED 0
Interest Rate3.69%
Cash Advance Fee3.15% or AED 105 whichever is higher
Non AED Transaction Fee0%
Late Payment FeeAED 241.50
Overlimit FeeAED 288.75

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Airport Transfers

Benefit available as per bank terms and conditions.

Balance Transfer

Benefit available as per bank terms and conditions.

Cashback

Earn cashback on eligible spends.

Cinema Offers

Benefit available as per bank terms and conditions.

Credit Shield

Benefit available as per bank terms and conditions.

Easy Installment Plan

Benefit available as per bank terms and conditions.

Golf

Benefit available as per bank terms and conditions.

Hotel Discounts

Benefit available as per bank terms and conditions.

Installment Plans

Benefit available as per bank terms and conditions.

Loan on Card

Convert eligible limits into easy installments.

Travel

Travel related privileges and partner offers.

Travel Insurance

Travel related privileges and partner offers.

Documents Required

  • Documents Required
  • Applicants may need to provide:
  • Valid Emirates ID
  • Passport copy
  • UAE residence visa copy, where applicable
  • Salary certificate or other proof of income
  • Recent bank statements or banking details

Creditcardfinder Score

Score based on Balanced card value, higher salary eligibility, premium annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.

FAQs

Is there a minimum spend to earn cashback?

Yes. Cardholders must spend at least AED 5,000 in eligible retail purchases during a calendar month to qualify for cashback. The maximum cashback available is AED 1,500 per month.

Does the ADCB Traveller Credit Card charge foreign currency fees?

ADCB states that the card has a 0% foreign currency processing fee when used overseas. However, international purchases other than eligible airline tickets and hotel bookings do not earn cashback.

How to get AED 2,000 Expedia.ae welcome voucher?

To qualify, pay your annual membership fee and spend AED15,000 within 60 days of card issuance. Your voucher will be issued within 60 days of the annual fee payment in the first year.

How to register for complimentary airport lounge access?

To enjoy your complimentary access with your Traveller Credit Card please follow these steps: Download the “Mastercard Travel Pass” app at Google Play or App store & register your card before traveling. Use the app to locate lounges near you and confirm complimentary visits eligibility. To access a participating lounge present the app QR code to the lounge receptionist. Please note, supplementary cardholders need to register their card separately on the Mastercard Travel Pass app by following the above process and show their individual QR code.

How to book complimentary golf access?

To be eligible for this offer there is a minimum spend requirement of AED5,000 per month. To reserve your complimentary round of golf call on 600 508008 up to 14 days in advance of the golf booking date.

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Online bank application
You will be redirected to the bank’s secure application page. Once you click “Apply Now” Keep your Emirates ID, Passport and IBAN ready to complete the application online and get quick approval through us.