Liv Cashback Plus Credit Card
4% Cashback on all spend

Liv Cashback Plus Credit Card

Creditcardfinder Score3.9/5

Liv Cashback Plus Credit Card offers 4% cashback, Skywards Miles, 800+ airport lounge access, travel insurance, movie offers, instalment plans, loan on card, and lifestyle discounts across shopping, fuel, travel, dining, and online spending.

AED 12,000Minimum Salary
AED 700Annual Fee
3.49%Interest Rate
CashbackRewards Type
on Bank’s Secure Page

Overview

  • Earn 4% cashback on shopping, fuel, fee payments, travel or anywhere you like.
  • Redeem your cashback instantly as Cashback or Skywards Miles.
  • Apply in 4 clicks through app or website.
  • Get your credit card approved in minutes through us.
  • Instalment Payment Plans (IPP)-Split big purchases into easy instalments, with interest-free instalments for over 500+ popular merchants.
  • Loan on Card Get 90% of your credit limit as instant loan.
  • Earn Up to 10,000 Skywards Miles Every Month.
  • Enjoy Complimentary Access to 800+ Airport Lounges Globally.
  • Enjoy Up to 10% Discount on Bookings at Musafir.com.
  • 10% discount at trip.com.
  • Buy 1 Get 1 Movie Tickets at Vox Cinemas. 3 tickets per month+ 25% off on F&B.
  • 20% off on Talabat, 1 order per month.
  • 20% off on Airalo eSIM purchases.
  • Up to 7% wallet credit at Booking.com.
  • Get travel Medical Insurance Up to USD 500,000.
  • Global Blue VIP Services. Tax free international shopping.

Eligibility

  • Minimum monthly income: AED 12,000. Applicant should be 21 years old or above. Approval is subject to bank policy, credit checks and documentation.
  • AECB Score: 541

Fees & Charges

Annual FeeAED 700
Joining FeeAED 0
Interest Rate3.49%
Cash Advance Fee3% or AED 99 (whichever is higher)
Non AED Transaction Fee1.99%
Late Payment FeeAED 183.75
Overlimit FeeAED 292.95 per billing cycle

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Balance Transfer

Benefit available as per bank terms and conditions.

Easy Installment Plan

Benefit available as per bank terms and conditions.

Travel Insurance

Travel related privileges and partner offers.

Documents Required

  • Customers can apply digitally through Creditcardfinder.ae with a simple and secure process. Basic documents required include a valid Emirates ID, passport copy, and salary account IBAN to complete the application verification.

Creditcardfinder Score

Score based on Balanced card value, moderate salary eligibility, accessible AECB score requirement, standard annual fee. Final approval and card terms remain subject to bank policy.

About Liv Bank

Liv is the digital lifestyle bank of Emirates NBD, one of the largest and most trusted banking groups in the region. The Liv credit card range is designed for modern users who want instant digital access, simple approval, and rewarding everyday benefits. Popular options like the Liv Cashback Credit Card and Liv Cashback Plus Credit Card offer generous cashback on dining, shopping, fuel, online purchases, and everyday spending, with no annual fee on selected plans. Whether you need rewards for lifestyle spending or a smart cashback card, Liv offers flexible choices for UAE residents. Backed by Emirates NBD, every Liv credit card combines digital convenience with the security and reliability of a leading UAE bank. On this page, you can explore and compare the latest Liv credit cards and choose the right option based on salary eligibility, cashback benefits, and lifestyle rewards.

FAQs

What is the Liv Cashback Plus Credit Card in UAE?

The Liv Cashback Plus Credit Card is a premium UAE credit card that offers cashback, Skywards Miles, global airport lounge access, travel benefits, movie offers, lifestyle discounts, instalment payment plans, and loan on card facilities.

How much cashback can I earn with the Liv Cashback Plus Credit Card?

With the Liv Cashback Plus Credit Card, cardholders can earn up to 4% cashback on eligible spending categories such as shopping, fuel, fee payments, travel, and everyday purchases, with a monthly cashback cap of up to AED 1,500.

Does the Liv Cashback Plus Credit Card offer airport lounge access?

Yes, the Liv Cashback Plus Credit Card offers complimentary access to 800+ airport lounges globally, making it suitable for frequent travellers who want premium travel comfort and airport benefits.

Can I redeem Liv Cashback Plus rewards as Skywards Miles?

Yes, the Liv Cashback Plus Credit Card allows eligible cashback rewards to be redeemed either as cashback or Emirates Skywards Miles, with the option to earn up to 10,000 Skywards Miles every month.

What are the main benefits of the Liv Cashback Plus Credit Card?

Key benefits of the Liv Cashback Plus Credit Card include up to 4% cashback, up to 10,000 Skywards Miles monthly, 800+ global airport lounge access, VOX Cinemas offers, travel insurance, Talabat discounts, Airalo eSIM offers, Booking.com wallet credit, instalment plans, and loan on card.

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