Deem Finance Platinum Credit Card
Swipe Smart. Earn Big Get up to 75,000 in Joy Points or enter to WIN AED 250,000. Your Rewards. Your Way.
Overview
- ✓Joy: Up to 75,000 Joy Points/month on lifestyle or travel
- ✓OR
- ✓WIN: Enter our AED 250,000 draw every 6 months
- ✓First Year Free
- ✓Buy 1 Get 1 Free movie tickets at VOX & REEL cinemas
- ✓Enjoy 20% off at Kidzania, Dubai Ice Rink and other Emaar Entertainment properties
- ✓25+ lounges in the Middle East and the Levant
- ✓Enjoy 10% off on flights and hotels bookings via Trip.com
- ✓Complimentary valet parking service
Eligibility
- ✓Eligible for monthly income of AED 10,000 and above
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Balance Transfer
Benefit available as per bank terms and conditions.
Cinema Offers
Benefit available as per bank terms and conditions.
Travel
Travel related privileges and partner offers.
Valet Parking
Complimentary valet parking at selected venues.
Documents Required
- ✓Applicants will typically need:
- ✓Valid Emirates ID
- ✓Passport copy
- ✓Salary certificate or payslips for the last three months
- ✓Bank statements for the last three months
Creditcardfinder Score
Score based on Good overall value, moderate salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Deem Finance
Deem Finance is a UAE-based financial services company offering credit cards, personal loans and corporate deposit solutions to individuals and businesses. Part of the Gargash Group and regulated by the Central Bank of the UAE, Deem Finance focuses on providing accessible, responsible and digitally enabled financial products designed for customers’ evolving needs. Its range of Deem credit cards includes cashback, rewards, travel and lifestyle benefits, while its personal finance solutions provide eligible UAE residents with flexible borrowing options. Customers should compare the applicable fees, interest rates, eligibility requirements and product terms before applying for any Deem Finance product.
FAQs
How much salary needed to apply Deem Platinum Credit card?
AED 10,000 or above.
How much cashback can I earn with the Deem Platinum Credit Card?
The Deem Platinum Credit Card offers cashback on eligible spending, with a maximum cashback earning potential of up to AED 750 per month. The actual cashback earned depends on the transaction category, monthly spending and applicable cashback limits.
Is the Deem Platinum Credit Card free for life?
No. The card is currently free for the first year. From the second year onwards, an annual membership fee of AED 300 plus VAT, equivalent to AED 315 including VAT, applies. Fees may change, so applicants should check the latest schedule before applying.
Does the Deem Platinum Credit Card provide airport lounge access?
Yes. Eligible Deem Platinum cardholders can access more than 25 airport lounges across the Middle East and the Levant. Cardholders may need to present their eligible card, boarding pass and identification, while some lounges may require advance registration through the relevant lounge programme.
Can I convert Deem Platinum Credit Card purchases into instalments?
Yes. Eligible purchases of AED 250 or more can be converted into monthly instalments for a tenure of up to 48 months. Interest rates, processing fees and approval conditions may apply to the instalment plan.
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