Mashreq Noon Credit Card
The Mashreq Noon Credit Card is a free-for-life card built specifically for online shopping, offering 5% cashback on noon, noon Food, noon Minutes, noon Supermall, NowNow, Sivvi and Namshi, plus unlimited free next-day delivery on all noon Express orders.
Overview
- ✓Free for life - No annual fees on primary and supplementary cards.
- ✓AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
- ✓5% cashback on noon, noon Food and noon Minutes.
- ✓5% cashback on noon supermall, NowNow and Namshi.
- ✓0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases.
- ✓1% cashback on all other purchases.
- ✓50% off on Deluxe-Plus seats, up to 8 tickets per month at Cinepolis.
- ✓Visa offers-Exclusive deals and offers from Visa.
- ✓Easy Payment Plan-Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan.
Eligibility
- ✓Subject to bank approval and eligibility criteria.
Fees & Charges
Top Benefits
Balance Transfer
Benefit available as per bank terms and conditions.
Cash Advance
Benefit available as per bank terms and conditions.
Cashback
Earn cashback on eligible spends.
Cinema Offers
Benefit available as per bank terms and conditions.
Free For Life
Benefit available as per bank terms and conditions.
Welcome Bonus
Benefit available as per bank terms and conditions.
Documents Required
- ✓Emirates ID, passport/visa copy, salary proof and bank statements as requested by the bank.
Creditcardfinder Score
Score based on Strong overall value, accessible salary eligibility, low annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Mashreq Bank
Mashreq Bank offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.
FAQs
Does this card actually turn me into a noon member automatically, or do I need to sign up separately?
You don't need to do anything extra — cardholders automatically become noon Members the day after their Mashreq noon card is activated, saving you the step of registering separately to start earning and tracking noon credits.
You don't need to do anything extra — cardholders automatically become noon Members the day after their Mashreq noon card is activated, saving you the step of registering separately to start earning and tracking noon credits.
Yes, and it's a genuinely convenient shortcut. Cardholders no longer need to wait for physical card delivery to start shopping, thanks to the Mashreq Instant Digital Card, which lets you activate through the Mashreq Mobile app, generate a PIN, and add the card to your digital wallet the same day.
Can I still earn decent cashback on spending outside noon's own platforms?
Yes — this often goes unnoticed. Beyond the noon ecosystem, cardholders earn 0.33% cashback on government payments, utilities, education, charity, fuel, rental and telecom purchases, plus 1% cashback on all other purchases, meaning everyday essentials still earn something even outside noon shopping.
Are there any entertainment perks bundled in beyond shopping cashback?
Yes. Cardholders enjoy 50% off Deluxe-Plus cinema seats, for up to 8 tickets per month, valid until 31 December 2026 — a nice add-on for a card most people associate purely with online shopping.
Where exactly does my cashback go, and is it easy to track?
It's simpler than most cashback cards. All cashback earned accumulates directly as noon credits, viewable on the My Accounts page of your noon account, so there's no separate rewards portal to check — it all lives inside the noon app you likely already use.
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