Deem Finance Titanium Credit Card
Swipe Smart. Earn Big Get up to 50,000 in Joy Points or enter to WIN AED 250,000. Your Rewards. Your Way.
Overview
- ✓Joy: Up to 50,000 Joy Points/month on lifestyle or travel OR
- ✓WIN: Enter our AED 250,000 draw every 6 months
- ✓First Year Free
- ✓Buy 1 Get 1 Free movie tickets at VOX & REEL cinemas
- ✓Enjoy 20% off at Kidzania, Dubai Ice Rink and other Emaar Entertainment properties
- ✓Complimentary Flight Delay Pass
- ✓IHG Hotels & Resorts discount offers
Eligibility
- ✓Eligible for monthly income of AED 5,000 and above
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Cinema Offers
Benefit available as per bank terms and conditions.
Hotel Discounts
Benefit available as per bank terms and conditions.
Documents Required
- ✓Applicants will typically need:
- ✓Valid Emirates ID
- ✓Passport copy
- ✓Salary certificate or payslips for the last three months
- ✓Bank statements for the last three months
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, standard annual fee. Final approval and card terms remain subject to bank policy.
About Deem Finance
Deem Finance is a UAE-based financial services company offering credit cards, personal loans and corporate deposit solutions to individuals and businesses. Part of the Gargash Group and regulated by the Central Bank of the UAE, Deem Finance focuses on providing accessible, responsible and digitally enabled financial products designed for customers’ evolving needs. Its range of Deem credit cards includes cashback, rewards, travel and lifestyle benefits, while its personal finance solutions provide eligible UAE residents with flexible borrowing options. Customers should compare the applicable fees, interest rates, eligibility requirements and product terms before applying for any Deem Finance product.
FAQs
What is the minimum salary required for the Deem Titanium Credit Card?
Applicants generally need a minimum monthly salary of AED 5,000 to be eligible for the Deem Titanium Credit Card. Final approval and the assigned credit limit remain subject to Deem Finance’s eligibility criteria, credit assessment and the applicant’s AECB credit profile.
What is Deem's new Loyalty Program?
Deem Finance Joy-Win Credit Card Program allows cardholders to earn guaranteed Rewards on lifestyle and travel spends or get an entry into the draw of AED 250,000 with a spend of AED 100. WIN Program: customer gets entries in the draw of AED 250,000 every 6 months. JOY Program: customer can earn up to 100,000 Joy Points that can be redeemed as a payment to the card outstanding, or used for multiple options like Miles transfers, gift vouchers, instant purchases, flights, hotels & much more.
What rewards can I earn with the Deem Titanium Credit Card?
Cardholders can select the JOY rewards programme and earn accelerated Joy Points on eligible lifestyle or travel purchases, with the potential to earn up to 50,000 Joy Points per month. Alternatively, customers can select the WIN programme, under which eligible spending provides entries into Deem’s AED 250,000 biannual draw. Reward categories, earning rates, exclusions and monthly limits are subject to the applicable programme terms.
What is the annual fee for the Deem Titanium Credit Card?
The Deem Titanium Credit Card is currently offered free for the first year. After the introductory period, the annual membership fee is AED 210, inclusive of VAT. Customers should review the latest Deem Finance schedule of fees before applying, as charges and promotional offers may change.
Does the Deem Titanium Credit Card offer cinema and lifestyle benefits?
Yes. Eligible cardholders can access lifestyle benefits such as buy-one-get-one-free movie ticket offers at participating VOX and Reel Cinemas, as well as selected discounts at Emaar Entertainment attractions. These offers may require minimum spending, advance booking or payment with the eligible Deem card, and are subject to individual merchant terms and promotional validity periods.
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