Mashreq Cashback Credit Card
The Mashreq Cashback Credit Card offers up to 5% cashback on dining, rewards on international and local spending, and no annual fee, making it a practical choice for everyday expenses in the UAE.
Overview
- ✓Instant Digital Card
- ✓Free for life
- ✓AED 500 Welcome Bonus on the card when you spend AED 5000 or more in the first 2 months post card issuance.
- ✓20% Cashback at noon, Dubainow, Talaba, iTunes, Netflix, Careem.
- ✓5% on international and local dining spends.
- ✓1% on international spends.
- ✓0.15% on govt. payments, utilities, education, charity, fuel, rental and telecom spends.
- ✓1% on all other spends in UAE.
- ✓Instant cashback redemption.
Eligibility
- ✓Minimum salary of AED 5000
Fees & Charges
Top Benefits
Balance Transfer
Benefit available as per bank terms and conditions.
Documents Required
- ✓Applicants need their Emirates ID to begin the digital application. Depending on the applicant’s employment, income and credit profile, the bank may request further identity or income-supporting documents before approving the card.
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, low annual fee. Final approval and card terms remain subject to bank policy.
About Mashreq Bank
Mashreq Bank offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.
FAQs
What is the minimum salary required for the Mashreq Cashback Credit Card?
Applicants generally need a minimum monthly income of AED 5,000. Meeting the salary requirement does not guarantee approval, as Mashreq may also review the applicant’s employment details, existing financial obligations, credit history and submitted documents.
Does the Mashreq Cashback Credit Card have an annual fee?
No. The Mashreq Cashback Credit Card is currently offered free for life, with no annual fee for either the primary card or supplementary cards. Applicants should still check the latest Key Facts Statement before applying because card fees and offers can change.
Is there a minimum spending requirement to earn cashback?
No minimum spending amount is required to start earning cashback on eligible purchases. However, transactions such as cash advances, balance transfers, card fees, finance charges and certain utility payments made through banking channels do not qualify for cashback.
How can I redeem cashback earned on the Mashreq Cashback Credit Card?
Cashback can be viewed through Mashreq Online Banking or the Mashreq Mobile App and may be redeemed once the accumulated cashback balance reaches AED 100. Cashback is generally calculated within two to three working days after an eligible transaction is posted and remains valid for up to 36 months, subject to Mashreq’s programme conditions.
What cashback does the Mashreq Cashback Credit Card offer?
The Mashreq Cashback Credit Card offers 5% cashback on eligible dining expenses in the UAE, 1% cashback on eligible non-AED transactions and up to 1% cashback on other eligible local spending. Cashback rates, exclusions and category limits are subject to Mashreq’s current terms and conditions.
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