Mashreq Platinum Plus Credit Card
The Mashreq Platinum Plus Credit Card rewards everyday essentials with up to 10x Mashreq Vantage points on supermarket, fuel, and dining spends, backed by an AED 750 welcome bonus and lifestyle perks like airport lounge access and movie ticket discounts — all for a low annual fee.
Overview
- ✓AED 750 welcome bonus for new credit card customers when spending AED 5,000 within the first 2 months of card issuance (AED 200 for existing Mashreq credit card customers under the same spend condition).
- ✓Earn 10 Mashreq Vantage points per AED on supermarket, fuel, and dining spends.
- ✓Earn 2 Mashreq Vantage points per AED on international spends and other local spends.
- ✓Earn 0.5 Mashreq Vantage points per AED on government payments, utilities, education, charity, rental, and telecom spends.
- ✓Complimentary access to over 1,000 airport lounges worldwide — 4 complimentary visits per year with a minimum monthly spend of AED 7,000.
- ✓50% off movie tickets with no minimum spend — 4 tickets per billing month at VOX, Reel, and Novo Cinemas, and 8 tickets per month at Cinepolis Cinemas.
- ✓Instant 10% discount (up to AED 80) plus a 10% MakeMyTrip wallet bonus (up to AED 80) on flight bookings of AED 600 or more.
- ✓Instant 15% discount (up to AED 300) plus a 15% MakeMyTrip wallet bonus (up to AED 300) on hotel bookings of AED 300 or more.
- ✓Up to 57 days interest-free period on purchases.
- ✓Supplementary card free for life.
Eligibility
- ✓Minimum monthly income requirement of AED 5,000
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Cinema Offers
Benefit available as per bank terms and conditions.
Rewards
Benefit available as per bank terms and conditions.
Travel
Travel related privileges and partner offers.
Documents Required
- ✓Valid Emirates ID (the card can be applied for in minutes with just your Emirates ID)
- ✓Passport copy with UAE residence visa page, for expat applicants
- ✓Salary certificate or latest salary transfer/bank statements confirming income eligibility
- ✓Fully digital application available through the "Apply Now" journey on the Mashreq website or the Mashreq Mobile App, with instant eligibility checks during the process
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, standard annual fee. Final approval and card terms remain subject to bank policy.
About Mashreq Bank
Mashreq Bank offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.
FAQs
Can everyday grocery runs actually earn me strong rewards, or is that just for premium cards?
This card flips the usual pattern. Supermarket, fuel, and dining spends earn 10 Mashreq Vantage points per AED — the card's highest earn rate — meaning routine weekly spending builds rewards faster than most premium travel cards' bonus categories.
Is the supplementary card really free, or is that just for the first year?
It's genuinely free for life — not a limited-time offer. The supplementary card carries no annual fee at all, letting a family member share the card's benefits without adding to the yearly cost.
Do I need to book through a specific portal to get the MakeMyTrip discount, or does any booking qualify?
Any qualifying booking works with a simple coupon code. Using code MASHREQPP on MakeMyTrip unlocks an instant 10% flight discount and 15% hotel discount, plus matching wallet bonus credits valid for 60 days — stacking two savings layers on a single booking.
If I don't spend AED 7,000 in a month, do I lose lounge access completely for the year?
No — it's evaluated monthly, not as a strict yearly average. Since eligibility resets each billing statement, hitting the AED 7,000 threshold in any given month unlocks lounge access for the following month, so an occasional lighter month doesn't cancel your yearly allowance.
Can I track exactly which purchases are earning me points without digging through statements?
Yes — it's built right into the app. Logging into the Mashreq Mobile App and selecting Mashreq Vantage Rewards Program lets you view a full points summary, making it easy to see your earnings without manually cross-checking transactions.
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