Mashreq Solitaire Credit Card
AED 2,500 welcome bonus

Mashreq Solitaire Credit Card

Creditcardfinder Score3.7/5

The Mashreq Solitaire Credit Card unlocks luxury with a welcome bonus of up to AED 2,500, complimentary airport lounge access, and golf and fitness benefits. Built for spenders who want their everyday transactions to translate into premium travel, dining, and lifestyle privileges across the UAE and beyond.

AED 25,000Minimum Salary
AED 1575Annual Fee
3.85%Interest Rate
Vantage PointsRewards Type

Overview

  • AED 2,500 welcome bonus for new credit card customers when spending AED 9,000 or more within the first 2 months of card issuance (AED 500 for existing Mashreq credit card customers under the same spend condition).
  • Earn 6 Mashreq Vantage points per AED on international purchases, 4 points per AED on airlines, hotels and other travel spends, 2 points per AED on local spends, and 1 point per AED on other local spends.
  • Complimentary access to 1,000+ airport lounges worldwide, with both primary and supplementary cardholders able to bring a complimentary guest.
  • 2 free valet parking services per billing cycle at premium locations in Dubai and Abu Dhabi, with a minimum spend of AED 10,000 in the previous billing cycle.
  • Unlimited complimentary visits to Fitness First when the AED 10,000 monthly spend threshold is met.
  • 6 complimentary airport transfers every calendar year to and from Dubai and Abu Dhabi airports.
  • Complimentary rounds of golf per billing cycle at Arabian Ranches Golf Club, Abu Dhabi Golf Club, The Track Meydan Golf, The Els Club, and Jebel Ali Golf Club, with up to 2 weekend games bookable per cycle.
  • 6 complimentary Marhaba Silver Meet & Greet services per year at the airport.
  • Complimentary Multi Trip Travel Insurance covering local and international trips of up to 90 days when tickets are booked on the card.
  • 1 complimentary vehicle registration renewal pick-up/drop-off and 2 complimentary vehicle servicing pick-up/drop-offs per year.
  • 50% discount on movie tickets with no minimum spend — 8 tickets per month at VOX, Reel, Novo, and Cinepolis Cinemas.
  • Up to 57 days interest-free period on purchases.

Eligibility

  • Your monthly income should be a minimum of AED 25,000.

Fees & Charges

Annual FeeAED 1575
Joining FeeAED 0
Interest Rate3.85%
Cash Advance Fee3.15% or AED 210 whichever is higher
Non AED Transaction Fee2.89%
Late Payment FeeAED 241.50
Overlimit FeeAED 303.45

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Airport Transfers

Benefit available as per bank terms and conditions.

Cinema Offers

Benefit available as per bank terms and conditions.

Golf

Benefit available as per bank terms and conditions.

Travel Insurance

Travel related privileges and partner offers.

Valet Parking

Complimentary valet parking at selected venues.

Documents Required

  • Valid Emirates ID and passport copy (with UAE residence visa page, for expat applicants)
  • Salary certificate or latest salary transfer/bank statements confirming income eligibility
  • The card can be applied for entirely digitally through the "Apply Now" journey on the Mashreq website, or via the Mashreq Mobile App, with eligibility and documentation typically verified electronically during the application process

Creditcardfinder Score

Score based on Balanced card value, higher salary eligibility, premium annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Mashreq Bank

Mashreq Bank offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.

FAQs

Can I still get lounge access even if most of my spending stays local?

Yes — there's a fallback most people don't know about. Even without meeting the international spend criteria, cardholders can still receive 2 complimentary airport lounge visits per calendar year, usable twice by the cardholder or once with a guest.

Is the Fitness First benefit only for the primary cardholder, or can my supplementary cardholder use it too?

Both get full access. Unlimited complimentary access to Fitness First applies to both primary and supplementary cardholders, and purchases made on either card count toward the AED 10,000 spend threshold.

If I book a golf game and can't make it, is there flexibility to cancel?

Yes, with reasonable notice. Cancellations are accepted if made at least 4 days prior to the booked tee time, giving cardholders a fair window to rearrange plans without losing the benefit.

Does the travel insurance apply automatically, or do I need to request it separately?

It's built right into your spending. Simply purchasing travel tickets on the Solitaire Credit Card activates Multi Trip Insurance covering local and international trips of up to 90 days, with the certificate available to download online — no extra paperwork needed at booking.

Are there car-related perks beyond airport transfers and valet parking?

Yes — a genuinely useful extra many overlook. Cardholders get 1 complimentary vehicle registration renewal pick-up and drop-off per year, plus 2 complimentary vehicle servicing pick-up or drop-off services annually, saving a trip to the RTA or garage entirely.

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Online bank application
You will be redirected to the bank’s secure application page. Once you click “Apply Now” Keep your Emirates ID, Passport and IBAN ready to complete the application online and get quick approval through us.