Emirates Islamic Etihad Guest Premium Credit Card
A premium Shariah-compliant travel rewards card from Emirates Islamic, built around Etihad Guest Miles earning, fast-tracked Gold Tier status, airport lounge access, and a range of lifestyle privileges for frequent flyers.
Overview
- ✓Welcome bonus of up to 55,000 Etihad Guest Miles upon payment of the Annual Membership Fee, with a lower-fee option offering 25,000 miles.
- ✓Earn 3.5 Etihad Guest Miles per USD 1 spent on Etihad Airways, up to 3 miles on other international spend, 2 miles on EEA/UK spend, and up to 2 miles on domestic spend.
- ✓Earn 1 Etihad Guest Tier Mile for every USD 1 equivalent spent, capped at 50,000 Tier Miles per membership year.
- ✓Fast-track to Etihad Guest Gold Tier status for 12 months by spending a minimum of AED 4,500 on Etihad Airways within 12 months of card issuance.
- ✓Earn up to two 60% Etihad Guest Miles discount vouchers by spending AED 165,000 and AED 300,000 respectively within the cardholder's anniversary year.
- ✓Unlimited complimentary access to 1,200+ airport lounges worldwide with one guest, via the Visa Airport Companion App.
- ✓4 complimentary airport transfers per calendar year to or from Abu Dhabi Airport, subject to a recent Etihad Airways spend.
- ✓Up to 4 complimentary Inflight Wi-Fi vouchers per membership year, earned via Etihad.com spends of AED 500 or more.
- ✓2 complimentary Marhaba/Salam Meet & Greet airport services per year, subject to minimum monthly retail spend of AED 5,000.
- ✓Unlimited complimentary golf rounds at select UAE golf clubs, subject to minimum monthly retail spend of AED 10,000.
- ✓2 complimentary valet parking services per month at select UAE locations, subject to minimum monthly retail spend of AED 5,000.
- ✓50% cashback on movie tickets (capped at AED 100/month) and 20% off at Roxy Cinemas until 30 April 2027.
- ✓0% Easy Payment Plan (3 or 6 months) on Etihad.com purchases, with a 2% processing fee.
- ✓Balance transfer facility available with no profit charged on the transferred balance.
- ✓Multi-Trip Travel Takaful covering travel accident and inconvenience for trips up to 90 days.
- ✓Purchase Protection covering lost, stolen, or damaged goods, up to USD 7,500 per occurrence and USD 20,000 per year.
- ✓Extended manufacturer's warranty, automatically doubled for up to one additional year.
- ✓24/7 global assistance and dedicated concierge service for travel, hotel, and restaurant bookings.
- ✓Access to exclusive Visa Infinite offers across travel, dining, and lifestyle categories.
Eligibility
- ✓Minimum Salary Requirement: AED 12,000.
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Balance Transfer
Benefit available as per bank terms and conditions.
Cashback
Earn cashback on eligible spends.
Cinema Offers
Benefit available as per bank terms and conditions.
Easy Installment Plan
Benefit available as per bank terms and conditions.
Golf
Benefit available as per bank terms and conditions.
Travel Insurance
Travel related privileges and partner offers.
Valet Parking
Complimentary valet parking at selected venues.
Documents Required
- ✓Emirates ID, passport/visa copy, salary proof and bank statements as requested by the bank.
Creditcardfinder Score
Score based on Balanced card value, moderate salary eligibility, premium annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Emirates Islamic Bank
Emirates Islamic Bank offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.
FAQs
Do I need an existing Etihad Guest membership to apply?
No — Emirates Islamic will automatically create an Etihad Guest account and membership number for you, printed directly on your card.
How quickly do my Etihad Guest Miles land in my account?
Miles reflect in your Etihad Guest account within just 5–7 working days of your transaction, so your rewards build up quickly.
How fast can I unlock Gold Tier status?
By spending AED 4,500 on Etihad Airways within 12 months of card issuance, your Gold Tier upgrade is processed within just 4–5 working days.
Will I be warned before my Tier status changes?
Yes — Emirates Islamic gives you 3 months' advance notice with the exact spend threshold needed to maintain your Tier, so you always have time to act.
Does Emirates Islamic add extra profit charges on unpaid profit?
No — Emirates Islamic does not charge any additional profit on accrued profit for any credit product, keeping your costs transparent.
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