ADCB TouchPoints Platinum Credit Card
First Year Free

ADCB TouchPoints Platinum Credit Card

Creditcardfinder Score4.2/5

The ADCB TouchPoints Platinum Credit Card unlocks a wide range of benefits and privileges — from online food delivery discounts to entertainment deals that complement everyday lifestyle spending, backed by complimentary airport lounge access and free golf all year round.

AED 5,000Minimum Salary
AED 630Annual Fee
3.69%Interest Rate
TouchpointsRewards Type

Overview

  • Earn 0.4 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants).
  • Earn 0.2 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport.
  • Buy one ticket, get one free (up to 4 tickets per month per card) at VOX Cinemas.
  • 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
  • Enjoy 20% off Talabat orders, for up to AED20 off per order on 2 orders a month. Use the promo code ADCBPLAT and follow the instructions on screen at the Talabat mobile app.
  • Tee off in style with your ADCB TouchPoints Platinum Credit Card. As a ADCB TouchPoints Platinum Credit Card, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.
  • Get 20% off grocery or food orders once a month on talabat.
  • Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.
  • Up to 20% off for TouchPoints Visa Platinum cardholders for renting worldwide at Avis Car Rental.

Eligibility

  • ou should be at least 18 years old
  • You need to have a minimum salary of AED5,000 or be eligible for a credit limit of at least AED3,000

Fees & Charges

Annual FeeAED 630
Joining FeeAED 0
Interest Rate3.69%
Cash Advance Fee3.15% or AED 105 whichever is higher
Non AED Transaction Fee2.99%
Late Payment FeeAED 241.50
Overlimit FeeAED 288.75

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Balance Transfer

Benefit available as per bank terms and conditions.

Cinema Offers

Benefit available as per bank terms and conditions.

Credit Shield

Benefit available as per bank terms and conditions.

Easy Installment Plan

Benefit available as per bank terms and conditions.

Extended Warranty

Extended warranty on eligible purchases.

Golf

Benefit available as per bank terms and conditions.

Loan on Card

Convert eligible limits into easy installments.

Purchase Protection

Purchase protection on eligible transactions.

Travel

Travel related privileges and partner offers.

Documents Required

  • Applicants may need to provide:
  • Valid Emirates ID
  • Passport copy
  • UAE residence visa copy, where applicable
  • Salary certificate or other proof of income
  • Recent bank statements or banking details

Creditcardfinder Score

Score based on Good overall value, accessible salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.

FAQs

Can I upgrade my popcorn and drink at the cinema, or just get free tickets?

es — this small perk often goes unnoticed. Along with the Buy 1 Get 1 movie ticket offer at VOX Cinemas, cardholders can upgrade their regular or medium popcorn and soft drink to a medium or large size at the candy bar, simply by showing their eligible ADCB card.

Is there a minimum spend needed to enjoy the talabat or VOX cinema offers?

No — and that's the good part. The Buy 1 Get 1 offer at VOX Cinemas and the discount at talabat can both be enjoyed without any minimum purchase requirement, making these two of the easiest perks to use regularly.

Can I convert my child's school fees into an interest-free payment plan?

Yes. The card allows cardholders to convert school fees into a 0% interest payment plan — a practical, lesser-known benefit for managing education costs without extra borrowing charges.

What happens if I book a golf slot and can't make it — is there a penalty?

There's flexibility built in. Tee time reservations can be cancelled free of charge up to 48 hours before the booking. Only late cancellations or no-shows attract a fee — AED 250 at Abu Dhabi Golf Club, or AED 100 (weekdays) / AED 200 (weekends) at Arabian Ranches — so casual planning is well accommodated.

Can I still get lounge access even if I'm not the primary spender on international trips?

To an extent, yes. Mastercard TouchPoints Platinum holders get one complimentary lounge visit automatically, after which a minimum spend of just USD 1 (or equivalent) on an international transaction unlocks complimentary access for the next 3 months — a low threshold many cardholders aren't aware of.

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