CBD Visa Infinite Credit Card

CBD Visa Infinite Credit Card

Creditcardfinder Score3.9/5

The CBD Visa Infinite Credit Card is Commercial Bank of Dubai's premium lifestyle and travel card, built for cardholders who want airport lounge access, golf privileges, valet parking, and Emirates Skywards-linked rewards.

AED 15,000Minimum Salary
AED 787.50Annual Fee
3.85%Interest Rate
CBD Reward PointsRewards Type

Overview

  • 12 complimentary visits to 1,000+ airport lounges worldwide via the Visa Airport Companion App.
  • 4 complimentary rounds of golf per month at The Track Meydan & Arabian Ranches Golf Clubs (on AED 10,000+ monthly retail spend).
  • 3 complimentary Valtrans valet parking sessions per month at Dubai International Airport (T1 & T3), Al Maktoum International Airport, and other UAE locations.
  • 50% off up to 6 VOX Cinemas tickets per calendar month.
  • Up to 7% discount on Booking.com accommodation.
  • CBD Rewards Points — earn up to 3 points per AED 1 spent, redeemable for Emirates Skywards Miles, cashback, or vouchers.
  • Multi-trip travel insurance for the cardholder and family (90 days per trip).
  • Purchase protection and extended warranty (doubles manufacturer warranty up to 1 year).
  • Optional Credit Shield protection (1% monthly fee on outstanding balance).
  • 20% discount on Emaar attractions (KidZania, Dubai Aquarium & Underwater Zoo, Dig It, E-Kart Zabeel).
  • 15% off Dubai Ice Rink public sessions.
  • Bonus credits at VR Park Dubai.
  • 24/7 global concierge support.
  • Balance Transfer and Cash on Call facilities, with 0% interest on 6- and 12-month plans for new customers (limited-time offer, processing fee applies).
  • Easy Payment Plan — convert purchases into instalments for up to 36 months.

Eligibility

  • UAE Nationals: Aged 21–65 years (at card expiry date)
  • UAE Residents: Aged 21–63 years (at card issuance date)
  • Minimum salary (salaried applicants): AED 15,000/month, must be a confirmed employee
  • Self-employed applicants: Valid trade licence required, along with standard KYC documents

Fees & Charges

Annual FeeAED 787.50
Joining FeeAED 0
Interest Rate3.85%
Cash Advance FeeAED 204.75
Non AED Transaction Fee3.5% of transaction amount (plus 5% VAT on the fee itself)
Late Payment FeeAED 241.50
Overlimit FeeAED 304.50

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Balance Transfer

Benefit available as per bank terms and conditions.

Cinema Offers

Benefit available as per bank terms and conditions.

Credit Shield

Benefit available as per bank terms and conditions.

Extended Warranty

Extended warranty on eligible purchases.

Golf

Benefit available as per bank terms and conditions.

Hotel Discounts

Benefit available as per bank terms and conditions.

Installment Plans

Benefit available as per bank terms and conditions.

Valet Parking

Complimentary valet parking at selected venues.

Documents Required

  • Required documents: National ID or valid passport, UAE residence visa, and Emirates ID (plus trade licence for self-employed applicants)

Creditcardfinder Score

Score based on Balanced card value, higher salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Commercial Bank of Dubai

Commercial Bank of Dubai offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.

FAQs

Is the CBD Visa Infinite Credit Card really free of an annual fee?

Only in Year 1, and that's automatic. From Year 2 onwards, you need to spend over AED 100,000 in that year to get the AED 787.50 fee waived again — miss the threshold and it's charged to your statement.

Are the 4 complimentary golf rounds free every month, no conditions?

No. The 4 complimentary golf rounds require a minimum calendar-month retail spend of AED 10,000 on the card. If you don't hit that spend in a given month, the golf benefit doesn't activate for that month.

Can airport lounge visits start costing money even with this card?

Yes. You get 2 free lounge visits initially, but to unlock further complimentary visits in the same calendar year, you need to make at least a $1 international spend on the card. If you exceed 12 visits a year or don't meet the spend condition, Lounge Key charges $32 per person, per visit — directly to your card.

Does every Visa Infinite cardholder get the lower 1.50% monthly interest rate?

No. The standard 3.85%/month finance charge applies to most cardholders. The lower 1.50%/month rate is exclusive to CBD Private Visa Infinite Metal Card holders — a different card tier, despite sharing the "Visa Infinite" name.

Is the 0% interest Balance Transfer/Cash on Call offer actually free?

Not entirely. While marketed as "0% interest," both the Balance Transfer and Cash on Call 6- and 12-month plans carry a one-time processing fee (1.99% for 6 months, 2.99% for 12 months) — so it's a discounted-cost transfer, not a genuinely free one. This offer is also time-limited (valid until 31 December 2026 as per current terms).

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