Citi Premier Credit Card
Citi Premier Credit Card offers flexible points redemption, AED 250 welcome cashback, 1,200+ lounge access, airport transfers, fast-track services, VOX movie offers, golf benefits, travel discounts, purchase protection, and travel insurance.
Overview
- ✓AED 250 cash back welcome bonus (subject to payment of full annual fee)
- ✓Convert points to cash back or redeem for flights with any airline or transfer to 11 partner airlines including Turkish, Qatar & British Airways with 1 click
- ✓Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) via MasterCard Travel Pass app (T&Cs apply)
- ✓Airport Transfers: 4 airport rides per year (up to AED 84 each) using code "MAUAE6“ on the Careem app
- ✓Airport Security Fast-Track: Enjoy airport security fast-track 3 times per year via Mastercard Travel Pass
- ✓Movies: 30% off 4 movie tickets per month at VOX cinemas
- ✓Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
- ✓Golf: 1 free round per month at some of the best golf courses in UAE
- ✓Trip.com: Get up to up to 20% off (max AED 150, 5 times/year) on flights and hotels with a minimum booking of AED 750 on the Trip.com app.Promo code “MCTRIP20”.
- ✓Marhaba Bronze Meet & Greet service once a year with fast-track for arrivals & departures at Dubai International Airport
- ✓Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
- ✓Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
Eligibility
- ✓Minimum monthly income: AED 15,000. Applicant should be 21 years old or above. Approval is subject to Citi policy, credit checks and documentation.
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Airport Transfers
Benefit available as per bank terms and conditions.
Cinema Offers
Benefit available as per bank terms and conditions.
Golf
Benefit available as per bank terms and conditions.
Purchase Protection
Purchase protection on eligible transactions.
Talabat Offer
Benefit available as per bank terms and conditions.
Travel Insurance
Travel related privileges and partner offers.
Documents Required
- ✓Valid Emirates ID
- ✓Passport and valid UAE visa copy
- ✓Salary account IBAN number
- ✓Passport number
- ✓Additional documents may be requested by Citi during the application
Creditcardfinder Score
Score based on Balanced card value, higher salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Citi Bank
Citi Bank UAE is part of one of the world’s leading financial institutions, offering premium banking services and globally recognized products. In the UAE, Citi is known for its strong focus on affluent customers, international banking convenience, and high-value financial solutions. The Citi Bank UAE credit card range includes cards tailored for travel, rewards, cashback, luxury lifestyle benefits, and everyday spending. Many Citi credit cards are popular for features such as airport lounge access, reward points, dining privileges, hotel offers, and travel-related benefits. Whether you are a frequent traveller or someone looking for premium lifestyle perks, Citi Bank UAE offers cards designed for different income levels and spending preferences. On this page, you can explore and compare the latest Citi Bank UAE credit cards to find the right option based on annual fees, eligibility, rewards, and lifestyle benefits.
FAQs
Is the Citi Premier Credit Card worth its AED 750 annual fee?
The Citi Premier Credit Card can be worth the annual fee if you use its travel and lifestyle benefits regularly, such as airport lounge access, airport transfers, VOX movie discounts, golf, Trip.com offers, Marhaba Meet & Greet, purchase protection, and travel insurance. If you only need basic cashback or do not travel often, a lower-fee card may offer better practical value.
How do Citi Premier ThankYou® Points work?
Citi Premier earns ThankYou® Points on eligible spending, with higher points on grocery, dining, fuel, and non-AED spends compared to regular AED purchases. Points can be redeemed for cashback, travel-related spends, flights with any airline, or transferred to selected airline and hotel partners, giving more flexibility than a simple cashback card.
What should I know about Citi Premier airport lounge access?
Citi Premier offers access to 1,200+ airport lounges worldwide, but lounge access is not completely unlimited. The card provides a yearly lounge visit allowance and may require non-AED spending to unlock access for a certain period. Guest visits can also count toward the yearly allowance, so frequent travellers should check the latest Mastercard Travel Pass terms before relying on this benefit.
s it better to redeem Citi Premier points as cashback or transfer them to airline partners?
Cashback redemption is simpler and easier to understand, but airline transfer may offer better value if you know how to use miles for flights or upgrades. If you do not travel often or do not track airline mile value, cashback or travel statement redemption may be more practical.
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