Citi Prestige Credit Card
AED 500 cash back welcome bonus

Citi Prestige Credit Card

Creditcardfinder Score3.7/5

Citi Prestige Credit Card offers premium travel rewards, AED 500 welcome cashback, 4th hotel night free, lounge access, airline point transfers, golf, valet parking, movie offers, airport services, travel insurance, and luxury lifestyle benefits.

AED 25,000Minimum Salary
AED 1575Annual Fee
3.50%Interest Rate
MilesRewards Type
on Bank’s Secure Page

Overview

  • AED 500 cash back welcome bonus (subject to min spend of AED 15,000 in 60 days and payment of full annual fee)
  • 4th hotel night freeat any hotel worldwide (unlimited)
  • Redeem points for flights with any airline in any class to any destination with 1 click with Fly with Points
  • Transfer points to 11 partner airlines including Turkish, Qatar & British Airways or convert for cash back with 1 click from Citi Mobile® App
  • Airport Lounges: access up to 1,200 lounges worldwide for primary & supplementary cardholders (+ 1 guest each) via MasterCard Travel Pass app (T&Cs apply)
  • Airport Transfers: 4 airport rides per year (up to AED 84 each) using code "MAUAE6“ on the Careem app
  • Airport Security Fast-Track: Enjoy airport security fast-track 3 times per year via Mastercard Travel Pass
  • Earn up to 3 ThankYou® Points per USD spend
  • 10,000 bonus points annually post payment of annual fee
  • Golf: Unlimited complimentary golf on weekdays and 1 free round on weekends per month at some of the best golf courses in UAE
  • Valet Parking: 2 complimentary Valet Parking visits every month at select Valtrans locations
  • Movies: 6 ‘Buy 1 Get 1 free’ movie tickets per month (4 at VOX and 2 at Reel each month)
  • Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
  • Trip.com: Get up to up to 20% off (max AED 150, 5 times/year) on flights and hotels with a minimum booking of AED 750 on the Trip.com app.Promo code “MCTRIP20”.
  • Marhaba Silver Meet & Greet service twice a year with fast-track and porter services for arrivals & departures at Dubai International Airport
  • Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
  • Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

Eligibility

  • Minimum monthly income: AED 25,000. Applicant should be 21 years old or above. Approval is subject to Citi policy, credit checks and documentation.

Fees & Charges

Annual FeeAED 1575
Joining FeeAED 0
Interest Rate3.50%
Cash Advance Fee3% of cash advance amount or AED 99 whichever is higher with a max. charge of AED 250
Non AED Transaction Fee2.99%
Late Payment FeeAED 230
Overlimit FeeAED 249

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Airport Transfers

Benefit available as per bank terms and conditions.

Cinema Offers

Benefit available as per bank terms and conditions.

Complimentary Hotel Stay

Benefit available as per bank terms and conditions.

Golf

Benefit available as per bank terms and conditions.

Lifestyle

Benefit available as per bank terms and conditions.

Talabat Offer

Benefit available as per bank terms and conditions.

Travel Insurance

Travel related privileges and partner offers.

Valet Parking

Complimentary valet parking at selected venues.

Welcome Bonus

Benefit available as per bank terms and conditions.

Documents Required

  • Valid Emirates ID
  • Passport and valid UAE visa copy
  • Salary account IBAN number
  • Passport number
  • Additional documents may be requested by Citi during the application

Creditcardfinder Score

Score based on Balanced card value, higher salary eligibility, premium annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Citi Bank

Citi Bank UAE is part of one of the world’s leading financial institutions, offering premium banking services and globally recognized products. In the UAE, Citi is known for its strong focus on affluent customers, international banking convenience, and high-value financial solutions. The Citi Bank UAE credit card range includes cards tailored for travel, rewards, cashback, luxury lifestyle benefits, and everyday spending. Many Citi credit cards are popular for features such as airport lounge access, reward points, dining privileges, hotel offers, and travel-related benefits. Whether you are a frequent traveller or someone looking for premium lifestyle perks, Citi Bank UAE offers cards designed for different income levels and spending preferences. On this page, you can explore and compare the latest Citi Bank UAE credit cards to find the right option based on annual fees, eligibility, rewards, and lifestyle benefits.

FAQs

Who is the Citi Prestige Credit Card best for?

The Citi Prestige Credit Card is best for high-income UAE residents who travel frequently and can actively use premium benefits such as the 4th hotel night free, airport lounge access, airport transfers, golf, valet parking, movie offers, and airline point transfers.

Is the Citi Prestige Credit Card worth the annual fee?

Citi Prestige can be worth the annual fee if you use the hotel night benefit, lounge access, airport transfers, golf, valet parking, and movie offers regularly. If you do not travel often or prefer simple cashback, a lower-fee card may offer better value.

How does the 4th hotel night free benefit work on Citi Prestige?

The Citi Prestige card offers a 4th hotel night free benefit at hotels worldwide. This can be valuable for customers who book four-night hotel stays often, especially for family holidays, business trips, or international travel.

What should I know about Citi Prestige lounge access?

Citi Prestige offers access to 1,200+ airport lounges worldwide through Mastercard Travel Pass, but lounge visits are subject to annual visit limits and card terms. Customers should check guest access rules, non-AED spend requirements, and any extra charges before travelling.

Should I redeem Citi Prestige points as cashback, flights, or airline miles?

Citi Prestige points are flexible because they can be used for cashback, flights with any airline, or transfers to selected airline partners. Cashback is simpler, while airline transfers may offer better value for frequent travellers who understand miles redemption.

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