ADCB Betaqti Credit Card
The ADCB Betaqti Credit Card is an exclusive premium metal card for UAE nationals, offering up to 3 TouchPoints per AED 1 spent, 300,000 welcome TouchPoints, airport lounge access, complimentary gym visits, cinema offers and premium travel benefits.
Overview
- ✓You will receive 300,000 TouchPoints as a welcome gift when you get a Betaqti Credit Card.
- ✓Earn up to 750,000 Anniversary TouchPoints according to the spends on your card
- ✓Earn 0.7 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants).
- ✓Earn 0.35 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport.
- ✓Earn 0.40 TouchPoints for every 1 AED equivalent of spends at merchants based in Europe (i.e. countries which are part of European Economic Area).
- ✓Buy one ticket, receive another free at VOX Cinemas THEATRE, GOLD and KIDS experiences.
- ✓25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
- ✓Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively. The offer can be availed at the candy bar by showing the eligible ADCB card covered under the Buy 1 Get 1 movie ticket offer.
- ✓Enjoy complimentary gym access, along with additional benefits like group exercise classes, complimentary Wi-Fi, as well as locker room services at UFC Gym facilities across the UAE.
- ✓Buy One, Get One Free at Caribou Coffee.
- ✓Concierge Service.
- ✓Get 20% off grocery or food orders once a month on talabat
- ✓Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit.
- ✓Enjoy 4 complimentary airport rides per year, saving up to AED85 on each ride. Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car that suits your taste, book on the spot or schedule for a later pickup.
- ✓Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.
- ✓With Avis, you’ll receive up to a 25% discount on all rentals in addition to a free upgrade and 10% off premium chauffeur services.
- ✓Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.
- ✓Your DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.
Eligibility
- ✓To apply for the Betaqti Credit Card you need to meet the following requirements:
- ✓You should be at least 18 years old and a UAE National.
- ✓You need to have a minimum salary of AED10,000 or be eligible for a credit limit of at least AED20,000
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Airport Transfers
Benefit available as per bank terms and conditions.
Balance Transfer
Benefit available as per bank terms and conditions.
Cinema Offers
Benefit available as per bank terms and conditions.
Credit Shield
Benefit available as per bank terms and conditions.
Easy Installment Plan
Benefit available as per bank terms and conditions.
Flexible Repayment
Benefit available as per bank terms and conditions.
Loan on Card
Convert eligible limits into easy installments.
Talabat Offer
Benefit available as per bank terms and conditions.
Welcome Bonus
Benefit available as per bank terms and conditions.
Documents Required
- ✓Applicants may need to provide:
- ✓Valid Emirates ID
- ✓Passport copy
- ✓Salary certificate or other proof of income
- ✓Recent bank statements or banking details
Creditcardfinder Score
Score based on Balanced card value, moderate salary eligibility, premium annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.
FAQs
Who is eligible for the ADCB Betaqti Credit Card?
The card is exclusively available to UAE nationals. Applicants generally need a minimum monthly salary of AED 10,000 or must qualify for an ADCB credit limit of at least AED 20,000. Final approval remains subject to the bank’s credit assessment.
Does every purchase earn 3 TouchPoints per AED 1?
No. The advertised rate is up to 3 TouchPoints per AED 1. Supermarkets, car dealers, insurance and fast-food purchases earn 0.7 TouchPoints per AED 1, while fuel, education, government, real estate, telecommunications, charity and transport transactions earn 0.35 TouchPoints. Eligible purchases at merchants in the European Economic Area earn 0.40 TouchPoints per AED 1. Cash withdrawals, disputed transactions, refunds and reversals do not qualify.
How can cardholders earn the anniversary TouchPoints bonus?
The anniversary reward depends on annual card spending. Spending AED 250,000 earns 250,000 bonus TouchPoints, AED 350,000 earns 500,000 TouchPoints, and AED 500,000 earns the maximum 750,000 TouchPoints.
Are all airport lounge visits automatically complimentary?
The card provides 14 complimentary visits to more than 1,200 airport lounges for primary and supplementary cardholders, with one complimentary guest per visit. The first two visits are available without a spending condition. After that, the cardholder must make an international non-AED transaction of at least USD 1 to activate complimentary access for three months. Additional guests beyond the entitlement are charged USD 32 per visit.
What restrictions apply to the gym and lifestyle benefits?
Complimentary UFC Gym access is for the cardholder only and cannot be transferred. The cardholder must present the Betaqti Card and Emirates ID, and an AED 1 verification charge is made and reversed. The Caribou Coffee buy-one-get-one-free offer excludes delivery orders and bottled drinks, while the monthly talabat discount is capped at AED 14.
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