ADCB TouchPoints Titanium and Gold Credit Card
Enjoy rewarding everyday spending with ADCB TouchPoints Titanium and Gold Credit Cards, featuring no annual fee, exciting rewards, and exclusive lifestyle benefits.
Overview
- ✓Earn up to 0.5 TouchPoint for every AED1 spent with your card.
- ✓Receive 5,000 bonus TouchPoints when you spend AED5,000 each month.
- ✓Buy 1 Get 1 free on movie tickets at VOX Cinemas with your ADCB TouchPoints Gold or Titanium Credit Card across 2D Standard and 2D Max Standard.
- ✓Get 20% off grocery or food orders once a month on talabat.
- ✓Up to 20 % off on Avis Rent a Car for TouchPoints Gold Visa cardholders for renting worldwide.
- ✓Benefit from convenient payment methods to suit your lifestyle.
- ✓Enjoy complimentary life cover.
- ✓Instalments payment plans on participating partners.
- ✓Convert school fees into a 0% Interest Payment Plan.
- ✓Transfer your outstanding balances from other bank credit cards.
- ✓Credit card loan:ADCB Credit Card Loans provide you funds with flexibility, convenience and an unmatchable speed of 60 seconds.
Eligibility
- ✓To apply for the TouchPoints Titanum/ Gold Credit Card you need to meet the following requirements:
- ✓You should be at least 18 years old.
- ✓You need to have a minimum salary of AED5,000 or be eligible for a credit limit of at least AED3,000.
Fees & Charges
Top Benefits
Balance Transfer
Benefit available as per bank terms and conditions.
Cash Advance
Benefit available as per bank terms and conditions.
Cinema Offers
Benefit available as per bank terms and conditions.
Easy Installment Plan
Benefit available as per bank terms and conditions.
Free For Life
Benefit available as per bank terms and conditions.
Loan on Card
Convert eligible limits into easy installments.
No Annual Fee
Benefit available as per bank terms and conditions.
Rewards
Benefit available as per bank terms and conditions.
Documents Required
- ✓Passport
- ✓Visa
- ✓Emirates ID
- ✓Income Proof
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, low annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.
FAQs
Do ADCB TouchPoints expire if I don't redeem them?
Yes. ADCB TouchPoints are generally valid for three years from the last day of the month in which they were earned. Unused points expire after this period and cannot be recovered. Cardholders can monitor their TouchPoints balance and expiry information through ADCB's digital banking channels or TouchPoints app.
Will I earn TouchPoints on cash withdrawals, balance transfers and bill payments?
Not all transactions qualify for TouchPoints. Cash advances, balance transfers, credit card loans, interest charges and certain other transactions are excluded. Bill payments made through ADCB payment channels exceeding AED 3,500 per month are also excluded under the rewards programme terms. Customers should check transaction eligibility before expecting rewards.
What happens to my TouchPoints if I return a purchased item or close my credit card?
If a purchase is refunded or reversed, ADCB can deduct the TouchPoints originally earned from that transaction. This may even result in a negative rewards balance, which future earned points can offset. Additionally, terminating TouchPoints programme membership results in forfeiture of accumulated points. Customers should redeem eligible rewards before ending their programme membership.
Will I be charged interest if I pay only the minimum amount due on my ADCB TouchPoints Credit Card?
Yes. Paying only the minimum amount helps avoid a late payment fee when paid on time, but it does not prevent finance charges on the remaining outstanding balance. ADCB generally offers an interest-free period of 25 to 55 days on eligible purchases, provided the applicable balance is fully paid by the due date and other conditions are met. Paying the full statement balance on time is the best way to avoid unnecessary purchase interest.
What is the difference between ADCB TouchPoints Titanium and Gold Credit Cards?
The main difference is the card network and its associated benefits: - ADCB TouchPoints Titanium: Issued on the Mastercard network, offering Mastercard Titanium benefits and eligible partner promotions. - ADCB TouchPoints Gold: Issued on the Visa network, providing Visa Gold benefits, including eligible Avis car rental discounts of up to 20%. Both cards share key benefits, including no annual fee, TouchPoints rewards, monthly bonus points and VOX Cinemas offers. The better choice depends on your preferred card network and the additional lifestyle or travel benefits you are most likely to use.
Why Apply with Creditcardfinder.ae?
Free Comparison
Compare UAE credit cards without any hidden charges.
Secure Journey
Your application continues through a secure process.
Curated Cards
Shortlist cards based on salary, fees, benefits and rewards.
Better Choice
Understand key fees and benefits before you apply.
