Citi Ready Credit Card
Citi Ready Credit Card provides instant cash access, higher credit limit potential, flexible repayment and no annual membership fee waiver from year 2 onwards.
Overview
- ✓Citi Ready Credit Card is designed for customers who need quick cash access from their approved credit limit.
- ✓Book an instant loan up to 100% of your credit limit and repay through a flexible repayment plan.
- ✓Credit limit can be up to 6 times monthly income or up to AED 175,000, whichever is lower.
- ✓Suitable for customers with minimum monthly income of AED 8,000 looking for cash access and repayment flexibility.
Eligibility
- ✓Minimum monthly income: AED 8,000. Applicant should be 21 years old or above. Approval is subject to Citi policy, credit checks and documentation.
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Cash Advance
Benefit available as per bank terms and conditions.
Dining
Dining discounts and restaurant privileges.
Flexible Repayment
Benefit available as per bank terms and conditions.
Loan on Card
Convert eligible limits into easy installments.
No Annual Fee
Benefit available as per bank terms and conditions.
Shopping
Benefit available as per bank terms and conditions.
Travel
Travel related privileges and partner offers.
Instant cash advance up to 100% of approved credit limit
Higher credit limit up to 6x monthly salary or AED 175,000, whichever is lower
Flexible repayment plan
No annual membership fee in year 1; AED 300 AMF waived from year 2 onwards without conditions
Airport lounge benefit on eligible delayed flights subject to terms
Talabat and Mastercard lifestyle offers
Documents Required
- ✓Valid Emirates ID
- ✓Passport and valid UAE visa copy
- ✓Salary account IBAN number
- ✓Passport number
- ✓Additional documents may be requested by Citi during the application
Creditcardfinder Score
Score based on Strong overall value, moderate salary eligibility, standard annual fee, reward/cashback value, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Citi Bank
Citi Bank UAE is part of one of the world’s leading financial institutions, offering premium banking services and globally recognized products. In the UAE, Citi is known for its strong focus on affluent customers, international banking convenience, and high-value financial solutions. The Citi Bank UAE credit card range includes cards tailored for travel, rewards, cashback, luxury lifestyle benefits, and everyday spending. Many Citi credit cards are popular for features such as airport lounge access, reward points, dining privileges, hotel offers, and travel-related benefits. Whether you are a frequent traveller or someone looking for premium lifestyle perks, Citi Bank UAE offers cards designed for different income levels and spending preferences. On this page, you can explore and compare the latest Citi Bank UAE credit cards to find the right option based on annual fees, eligibility, rewards, and lifestyle benefits.
FAQs
What is the minimum salary for Citi Ready Credit Card?
The minimum monthly income required for Citi Ready Credit Card is AED 8,000. Final approval depends on Citi credit policy, documents, DBR, credit history and internal eligibility checks.
What is the annual fee for Citi Ready Credit Card?
The annual fee for Citi Ready Credit Card is AED 300. Other charges such as finance charges, cash advance fee, processing fees and international transaction charges may apply as per Citi’s latest fees and charges.
What are the main benefits of Citi Ready Credit Card?
Citi Ready Credit Card is designed for customers looking for instant cash access, flexible repayment, higher credit limit and selected lifestyle benefits. Benefits, cashback, cash access, instalment options and offers are subject to Citi terms and may change.
How can I apply for Citi Ready Credit Card online in UAE?
You can compare Citi Ready Credit Card on Creditcardfinder.ae and click Apply Now to continue to the Citi online application journey. Citi may request Emirates ID, passport, valid UAE visa copy, salary account IBAN and passport number.
Is Citi Ready Credit Card the best Citi credit card for me?
Citi Ready Credit Card may be suitable if its minimum income requirement, annual fee and card benefits match your spending or cash access needs. Compare it with other UAE credit cards before applying.
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