Citi Simplicity Credit Card
Citi Simplicity Credit Card is a no annual fee card with no late fee, cash advance fee or overlimit fee, designed for simple credit card usage.
Overview
- ✓Citi Simplicity Credit Card is designed for customers who want a simple card with fewer extra fees.
- ✓No annual fee, no late fee, no cash advance fee and no overlimit fee.
- ✓Get a straightforward credit card experience with a minimum monthly income requirement of AED 5,000.
- ✓Useful for customers who prefer fee simplicity over rewards complexity.
Eligibility
- ✓Minimum monthly income: AED 5,000. Applicant should be 21 years old or above. Approval is subject to Citi policy, credit checks and documentation.
Fees & Charges
Top Benefits
Dining
Dining discounts and restaurant privileges.
Lifestyle
Benefit available as per bank terms and conditions.
No Annual Fee
Benefit available as per bank terms and conditions.
No Cash Advance Fee
Benefit available as per bank terms and conditions.
No Late Payment Fee
Benefit available as per bank terms and conditions.
No Overlimit Fee
Benefit available as per bank terms and conditions.
Shopping
Benefit available as per bank terms and conditions.
No annual membership fee
No late payment fee
No cash advance fee
No overlimit fee
Simple paperless online application
Lifestyle and Mastercard offers subject to terms
Documents Required
- ✓Valid Emirates ID
- ✓Passport and valid UAE visa copy
- ✓Salary account IBAN number
- ✓Passport number
- ✓Additional documents may be requested by Citi during the application
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, low annual fee, reward/cashback value, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Citi Bank
Citi Bank UAE is part of one of the world’s leading financial institutions, offering premium banking services and globally recognized products. In the UAE, Citi is known for its strong focus on affluent customers, international banking convenience, and high-value financial solutions. The Citi Bank UAE credit card range includes cards tailored for travel, rewards, cashback, luxury lifestyle benefits, and everyday spending. Many Citi credit cards are popular for features such as airport lounge access, reward points, dining privileges, hotel offers, and travel-related benefits. Whether you are a frequent traveller or someone looking for premium lifestyle perks, Citi Bank UAE offers cards designed for different income levels and spending preferences. On this page, you can explore and compare the latest Citi Bank UAE credit cards to find the right option based on annual fees, eligibility, rewards, and lifestyle benefits.
FAQs
What is the minimum salary for Citi Simplicity Credit Card?
The minimum monthly income required for Citi Simplicity Credit Card is AED 5,000. Final approval depends on Citi credit policy, documents, DBR, credit history and internal eligibility checks.
What is the annual fee for Citi Simplicity Credit Card?
The annual fee for Citi Simplicity Credit Card is No Annual Fee. Other charges such as finance charges, cash advance fee, processing fees and international transaction charges may apply as per Citi’s latest fees and charges.
What are the main benefits of Citi Simplicity Credit Card?
Citi Simplicity Credit Card is designed for customers looking for simple credit card usage with no annual fee, no late fee, no cash advance fee and no overlimit fee. Benefits, cashback, cash access, instalment options and offers are subject to Citi terms and may change.
How can I apply for Citi Simplicity Credit Card online in UAE?
You can compare Citi Simplicity Credit Card on Creditcardfinder.ae and click Apply Now to continue to the Citi online application journey. Citi may request Emirates ID, passport, valid UAE visa copy, salary account IBAN and passport number.
Is Citi Simplicity Credit Card the best Citi credit card for me?
Citi Simplicity Credit Card may be suitable if its minimum income requirement, annual fee and card benefits match your spending or cash access needs. Compare it with other UAE credit cards before applying.
Why Apply with Creditcardfinder.ae?
Free Comparison
Compare UAE credit cards without any hidden charges.
Secure Journey
Your application continues through a secure process.
Curated Cards
Shortlist cards based on salary, fees, benefits and rewards.
Better Choice
Understand key fees and benefits before you apply.