CBD One Credit Card
The CBD One Credit Card is a free-for-life Visa Signature card offering up to AED 135 cashback every month at popular merchants like noon, Amazon, Airbnb, and Netflix-making it one of the most accessible cashback cards in the UAE.
Overview
- ✓Up to AED 135 cashback every month at selected merchants, credited once per calendar month.
- ✓Cashback-eligible merchants include noon, Airbnb, Booking.com, Amazon, iTunes, Uber, Careem, Zomato, Talabat, Deliveroo, Netflix, Prime Video, Spotify, Novo Cinema, Vox Cinema, Reel Cinema, Roxy Cinema, Starbucks, Caribou Coffee, Tim Hortons, Costa Coffee, ClassPass, and Fitness First.
- ✓8 complimentary visits to 1,000+ airport lounges worldwide via the Visa Airport Companion App.
- ✓Multi-trip travel insurance for the cardholder and family (90 days per trip, up to $500,000 coverage).
- ✓Purchase protection against theft or damage on card purchases.
- ✓Extended warranty — doubles the manufacturer's warranty up to 1 year.
- ✓Optional Credit Shield protection (1% monthly fee on outstanding balance).
- ✓Choose your own card design from the CBD One art gallery.
- ✓20% discount on Emaar attractions (KidZania, E-Kart Zabeel, Dubai Aquarium & Underwater Zoo Penguin Cove and Nursery).
- ✓20% discount on The Storm Coaster at Dubai Hills Mall.
- ✓20% discount on Dubai Ice Rink general admission tickets.
- ✓20% discount at Zabeel Sports District (excluding badminton).
- ✓Bonus credits at Play DXB when purchasing credits with the card.
- ✓Balance Transfer and Cash on Call facilities, with 0% interest on 6- and 12-month plans for new customers (limited-time offer, processing fee applies).
- ✓Easy Payment Plan — convert purchases into instalments for up to 36 months.
Eligibility
- ✓UAE Nationals: Aged 21–65 years (at card expiry date).
- ✓UAE Residents: Aged 21–63 years (at card issuance date).
- ✓Minimum salary (salaried applicants): AED 5,000/month, must be a confirmed employee.
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Balance Transfer
Benefit available as per bank terms and conditions.
Credit Shield
Benefit available as per bank terms and conditions.
Easy Installment Plan
Benefit available as per bank terms and conditions.
Extended Warranty
Extended warranty on eligible purchases.
Purchase Protection
Purchase protection on eligible transactions.
Travel Insurance
Travel related privileges and partner offers.
Documents Required
- ✓National ID or valid passport, UAE residence visa, and Emirates ID (plus trade licence for self-employed applicants).
Creditcardfinder Score
Score based on Strong overall value, accessible salary eligibility, low annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Commercial Bank of Dubai
Commercial Bank of Dubai (CBD) is a leading UAE bank offering a wide range of personal and business banking products, including credit cards, personal loans, savings accounts, and mortgages. Known for its strong digital banking services and customer-focused offerings, CBD has built a solid reputation among UAE residents and expats for accessible, reliable financial products. With a growing presence across the UAE, the bank continues to expand its retail banking portfolio to meet the evolving needs of its customers.
FAQs
Which purchases actually earn cashback with this card?
Your cashback is focused on the spending most people already do every day — noon, Amazon, Airbnb, Booking.com, food delivery apps, streaming services, coffee chains, cinemas, and fitness platforms are all covered. Concentrating your spend on these everyday merchants is the easiest way to maximise your monthly cashback.
How do I make sure I qualify for cashback each month?
Simply keep your monthly card spend at AED 5,000 or above, and you're automatically eligible for cashback at the selected merchants that month. It's a straightforward, achievable threshold for anyone using the card as their everyday spending card.
How much cashback can I actually earn with this card?
You can earn up to AED 135 back every month, credited automatically once your billing cycle closes — so the more you spend at eligible merchants (within the monthly threshold), the closer you get to that maximum every single month, with zero redemption steps required on your part.
How many airport lounge visits do I get with CBD One?
CBD One gives you 8 complimentary airport lounge visits a year via the Visa Airport Companion App — a great built-in travel perk for a card that's free for life, letting you relax in over 1,000 lounges worldwide even as an entry-level cardholder.
Will I ever be charged an annual fee for this card?
No — CBD One is genuinely free for life, for both the primary and supplementary cards, with no minimum spend condition to maintain that. It's one of the simplest "set and forget" cards in CBD's lineup.
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