CBD Super Saver Credit Card

CBD Super Saver Credit Card

Creditcardfinder Score4.2/5

The CBD Super Saver Credit Card is a cashback-focused Visa Signature card offering up to 10% back on everyday essentials — bills, education, supermarket, and fuel.

AED 5,000Minimum Salary
AED 420.00Annual Fee
3.85%Interest Rate
CashbackRewards Type

Overview

  • Up to 10% cashback on Bills, Education, Supermarket, and Transport/fuel spends (B.E.S.T categories), capped at AED 600 per month — up to AED 7,200 per year.
  • Cashback redeemable against the card's outstanding balance or as payment towards future purchases.
  • 8 complimentary visits to 1,000+ airport lounges worldwide via the Visa Airport Companion App.
  • Multi-trip travel insurance for the cardholder and family (90 days per trip, up to $500,000 coverage).
  • Purchase protection against theft or damage on card purchases.
  • Extended warranty — doubles the manufacturer's warranty up to 1 year.
  • Optional Credit Shield protection (1% monthly fee on outstanding balance).
  • 20% discount on Emaar attractions (KidZania, E-Kart Zabeel, Dubai Aquarium & Underwater Zoo Penguin Cove and Nursery).
  • 20% discount on The Storm Coaster at Dubai Hills Mall.
  • 20% discount on Dubai Ice Rink general admission tickets.
  • 20% discount at Zabeel Sports District (excluding badminton).
  • Bonus credits at Play DXB when purchasing credits with the card.
  • Balance Transfer and Cash on Call facilities, with 0% interest on 6- and 12-month plans for new customers (limited-time offer, processing fee applies).
  • Easy Payment Plan — convert purchases into instalments for up to 36 months.

Eligibility

  • UAE Nationals: Aged 21–65 years (at card expiry date).
  • UAE Residents: Aged 21–63 years (at card issuance date).
  • Minimum salary (salaried applicants): AED 5,000/month, must be a confirmed employee.

Fees & Charges

Annual FeeAED 420.00
Joining FeeAED 0
Interest Rate3.85%
Cash Advance FeeAED 204.75 flat fee per ATM cash withdrawal
Non AED Transaction Fee3.5% of transaction amount (plus 5% VAT on the fee itself)
Late Payment FeeAED 241.50
Overlimit FeeAED 304.50

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Balance Transfer

Benefit available as per bank terms and conditions.

Easy Installment Plan

Benefit available as per bank terms and conditions.

Extended Warranty

Extended warranty on eligible purchases.

Purchase Protection

Purchase protection on eligible transactions.

Travel Insurance

Travel related privileges and partner offers.

Documents Required

  • Required documents: National ID or valid passport, UAE residence visa, and Emirates ID (plus trade licence for self-employed applicants).

Creditcardfinder Score

Score based on Good overall value, accessible salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Commercial Bank of Dubai

Commercial Bank of Dubai offers banking products and card solutions in the UAE. Please refer to the bank website for final terms.

FAQs

Does the 10% cashback apply to all my spending?

No. Cashback only applies to what CBD defines as "B.E.S.T" categories — Bills (water/electricity/telecom), Education (school, college, university fees), Supermarket, and Transport (fuel/gas stations). Spending on airlines, hotels, dining, or general shopping earns no cashback at all, since these fall under "non-B.E.S.T" categories.

Is there a limit on how much cashback I can actually earn?

Yes. Cashback is capped at AED 600 per month, regardless of how much you spend in B.E.S.T categories that month. Even heavy spenders can't earn more than AED 7,200 in cashback per year on this card.

If I make a purchase near month-end, will it count for that month's cashback?

Not necessarily. Cashback is calculated based on the transaction's posting date, not the date you actually made the purchase. Since merchants can take several days to submit transaction details, a purchase made in the last days of a month may only post — and count toward cashback — in the following month.

Do refunds or reversed transactions affect my cashback?

Yes. If a transaction is refunded or reversed, it offsets your retail spend for the calendar month in which the refund is processed, and your cashback earnings for that month are adjusted downward accordingly.

Is the annual fee genuinely avoidable long-term, like some other CBD cards?

Not automatically. Unlike CBD's Visa Infinite (which waives its annual fee on high annual spend), the Super Saver's AED 420 annual fee isn't advertised with a spend-based waiver condition on the official product page — so budget for it as a recurring cost from Year 2 onwards unless a specific offer states otherwise at the time of application.

Why Apply with Creditcardfinder.ae?

Free Comparison

Compare UAE credit cards without any hidden charges.

Secure Journey

Your application continues through a secure process.

Curated Cards

Shortlist cards based on salary, fees, benefits and rewards.

Better Choice

Understand key fees and benefits before you apply.

Scroll to Top
Online bank application
You will be redirected to the bank’s secure application page. Once you click “Apply Now” Keep your Emirates ID, Passport and IBAN ready to complete the application online and get quick approval through us.