ADCB Talabat Credit Card
The ADCB talabat Credit Card offers 35% back as talabat credit on eligible talabat orders, unlimited free delivery on qualifying talabat pro orders, up to AED 750 as a welcome bonus and up to 1.25% back on other eligible purchases. The card is free for life with no annual fee.
Overview
- ✓Enjoy a Welcome Bonus of Up to AED750 as talabat credit when you sign up for the card via digital channels such as ADCB website, Mobile banking app & Hayakk app.
- ✓35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED35, with a cumulative limit of AED350 per month.
- ✓0.35% back as talabat credit on domestic retail purchases from categories such as fuel, education, government services, real estate, telecommunications, charity, transport, supermarkets, auto dealers, and insurance.
- ✓0.35% back as talabat credit on all domestic and international retail purchases made at merchants in the United Kingdom and Europe (i.e., countries that are part of the European Economic Area).
- ✓1.25% back as talabat credit on other domestic and international retail purchases, whether made within the UAE or outside the UAE.
- ✓Enjoy unlimited free delivery on talabat orders subject to meeting minimum order value.
- ✓ADCB Credit Card gives you a free subscription to talabat pro, which means you get an exclusive Bolt offer of 10% off 10 rides per month.
- ✓7 different card designs to choose from and match your inner foodie.
- ✓Enjoy complimentary movie tickets at Reel Cinemas with your talabat ADCB Credit Card.
- ✓Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.
- ✓Enjoy complimentary life cover.
- ✓Instalments payment plans.
- ✓Convert school fees into a 0% Interest Payment Plan.
- ✓FlexiPay-Repay balances in monthly payments.
- ✓Transfer your outstanding balances from other bank credit cards.
- ✓Credit card loan-Benefit from a zero interest rate and repay in easy instalments of up to 12 months.
Eligibility
- ✓To apply for the talabat ADCB Credit Card you need to meet the following requirements:
- ✓You should be at least 18 years old
- ✓You need to have a minimum salary of AED5,000 or be eligible for a credit limit of at least AED3,500
Fees & Charges
Top Benefits
Airport Lounge
Complimentary access to selected airport lounges.
Balance Transfer
Benefit available as per bank terms and conditions.
Cashback
Earn cashback on eligible spends.
Cinema Offers
Benefit available as per bank terms and conditions.
Credit Shield
Benefit available as per bank terms and conditions.
Free For Life
Benefit available as per bank terms and conditions.
Installment Plans
Benefit available as per bank terms and conditions.
Loan on Card
Convert eligible limits into easy installments.
No Annual Fee
Benefit available as per bank terms and conditions.
Talabat Offer
Benefit available as per bank terms and conditions.
Documents Required
- ✓Applicants may need to provide:
- ✓Valid Emirates ID
- ✓Passport copy
- ✓UAE residence visa copy, where applicable
- ✓Salary certificate or other proof of income
- ✓Recent bank statements or banking details
Creditcardfinder Score
Score based on Strong overall value, accessible salary eligibility, low annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.
FAQs
Is the 35% talabat credit available on every order?
No. The 35% reward applies only to the first 10 talabat orders in each calendar month. The reward is capped at AED 35 per order and AED 350 in total per month. You must also spend at least AED 2,500 in eligible retail purchases during the month. If you do not meet this requirement, all talabat orders for that month earn only 1.25% as talabat credit.
When are talabat credits calculated and added?
Talabat credits are calculated according to the date the transaction is billed or posted to the credit card, not necessarily the date the purchase was made. Credits earned from eligible purchases are generally transferred to the cardholder’s talabat Pay account during the first week of the following month.
What conditions apply to the welcome bonus?
The welcome bonus is available only when the card is obtained through eligible digital channels. Customers without an existing ADCB or ADCB Islamic credit card may receive AED 750, while existing cardholders may receive AED 200. A minimum spend of AED 5,000 within 45 days of card issuance is required, and the reward may take up to 90 days to be credited. Customers who cancel and reapply, or convert an existing ADCB card, are not eligible to receive the bonus again.
Does unlimited free delivery apply to every talabat order?
No. Free delivery applies only to participating stores and restaurants marked as talabat pro. Food orders must have a minimum value of AED 50, while talabat mart, grocery and pharmacy orders must have a minimum value of AED 100.
How much talabat credit is earned on non-talabat purchases?
Most eligible domestic and international retail purchases earn 1.25% as talabat credit. However, categories including fuel, education, government services, telecommunications, supermarkets, insurance, transport, real estate and charity earn only 0.35%. Purchases made at merchants in the UK and European Economic Area also earn 0.35%.
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