ADCB 365 Cashback Credit Card
The ADCB 365 Cashback Credit Card offers up to 6% cashback on everyday spending, including dining, groceries, fuel, Salik and selected digital subscriptions.
Overview
- ✓No Annual Fee For the first year.
- ✓Monthly cashback up to AED1,000.
- ✓3% cashback on Groceries & Supermarkets spends
- ✓6% cashback on Dining spends including the online orders
- ✓5% cashback on Home Digital Entertainment subscriptions like Netflix, Amazon Prime, Disney+ and more
- ✓5% cashback on AI-powered subscriptions like ChatGPT, Microsoft Copilot, Google Gemini and more
- ✓5% cashback on Fuel & Salik spends
- ✓0.5% cashback on Select category spends
- ✓1% cashback on other Retail Spends
- ✓1% cashback on all international retail spends (excluding EU spends)
- ✓0.5% cashback on EU spends
- ✓Buy one ticket, get one free (up to 4 tickets per month per card)
- ✓25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE
- ✓Upgrade offer: regular and medium size popcorn and soft drink can be upgraded to a medium and large size popcorn and soft drink respectively. The offer can be availed at the candy bar by showing the eligible ADCB card covered under the Buy 1 Get 1 movie ticket offer.
- ✓Enjoy complimentary life cover.
- ✓Enjoy complete control of your card transactions.
- ✓Instalments payment plans at participating partners.
- ✓Convert school fees into a 0% Interest Payment Plan.
- ✓Repay retail balances in monthly payments through Flexi Pay.
- ✓Transfer your outstanding balances from other bank credit cards.
- ✓Credit card loan-Benefit from a zero interest rate and repay in easy installments of up to 12 months.
Eligibility
- ✓To apply for the 365 Cashback Credit Card you need to meet the following requirements:
- ✓You should be at least 18 years old
- ✓You need to have a minimum salary of AED5,000 or be eligible for a credit limit of at least AED3,000
Fees & Charges
Top Benefits
Balance Transfer
Benefit available as per bank terms and conditions.
Cash Advance
Benefit available as per bank terms and conditions.
Cashback Offers
Earn cashback on eligible spends.
Cinema Offers
Benefit available as per bank terms and conditions.
Credit Shield
Benefit available as per bank terms and conditions.
Easy Installment Plan
Benefit available as per bank terms and conditions.
Flexible Repayment
Benefit available as per bank terms and conditions.
Installment Plans
Benefit available as per bank terms and conditions.
Welcome Bonus
Benefit available as per bank terms and conditions.
Documents Required
- ✓Emirates ID, passport/visa copy, salary proof and bank statements as requested by the bank.
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.
FAQs
How much cashback I can earn through ADCB 365 Cashback Credit Card in month?
You can earn a maximum monthly cashback reward of AED1,000.
Is there a minimum monthly spend to earn cashback?
To be eligible for the cashback rewards, you are required to make minimum purchases of AED5,000 or more within a calendar month. You can earn a maximum monthly cashback of AED1,000 on your card.
Does the card offer a welcome bonus?
Welcome bonus of AED365 is subject to a minimum spend of AED5,000 within 45 days of card issuance. Welcome bonus will be credited as cashback within 90 days of card issuance, upon meeting the spend eligibility criteria.
What is the minimum salary requirement?
Applicants must be at least 18 years old and generally need a minimum monthly salary of AED 5,000. Alternatively, they may qualify if ADCB approves them for a credit limit of at least AED 3,000. Final approval is subject to the bank’s assessment.
Where is 5% cashback on Home Digital Entertainment subscription applicable?
5% cashback on Home Digital Entertainment subscriptions & AI-powered subscriptions is applicable on AED and Non AED spends. Customers must perform Card transactions directly on a merchant’s website, application, or store. Transactions conducted through third-party platforms and/or where ADCB is unable to identify the merchant clearly, will not qualify for 5% cashback.
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