ADCB TouchPoints Infinite Credit Card
Touchpoints

ADCB TouchPoints Infinite Credit Card

Creditcardfinder Score3.8/5

The ADCB TouchPoints Infinite Credit Card rewards a premium lifestyle with unlimited airport lounge access, complimentary hotel stays, and exclusive dining and entertainment deals. Cardholders also enjoy a 24/7 concierge service — making every swipe more rewarding.

AED 30,000Minimum Salary
AED 1050Annual Fee
3.690%Interest Rate
TouchpointsRewards Type

Overview

  • Earn 0.4 TouchPoints for every 1 AED of domestic spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants).
  • Earn 0.2 TouchPoints for spends at fuel, education, government services, real estate, tele communication, charity and transport.
  • Enjoy a 2-night stay voucher worth AED1,200, redeemable at www.expedia.ae/adcb.
  • Buy one ticket, get one free (up to 4 tickets per month per card) at VOX Cinemas.
  • 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
  • Complimentary beverage on us all year round with unlimited Buy 1 Get 1 free offer at Caribou Coffee.
  • Enjoy 20% off Talabat orders, for up to AED20 off per order on 4 orders a month. Use the promo code ADCBINF.
  • Enjoy 15% off Noon.com orders when you pay with your ADCB TouchPoints Infinite card, for upto AED100 off per order on 1 order every month.
  • Play golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.
  • The 24-hour concierge provides personal services to Visa Infinite Credit Cardholders, taking care of all the booking related arrangements.
  • Unlimited access at over 1,200 airport lounges worldwide for self plus 1 guest per visit*.
  • Up to 35 % off for TouchPoints Infinite cardholders for renting worldwide at Avis Rent a Car.
  • ADCB Visa Infinite Credit Cards are protected against unauthorized transactions or fraudulent use of their card by unrelated third parties.
  • Complimentary Multi-Trip Travel Insurance cover protects you and your family for international and local trips for up to 90 days.
  • Enjoy complimentary life cover.
  • Convert school fees into a 0% Interest Payment Plan.
  • Credit card loan-Benefit from a zero interest rate and repay in easy installments of up to 12 months.
  • Transfer your outstanding balances from other bank credit cards.
  • Instalments payment plans.

Eligibility

  • You should be at least 18 years old
  • You need to have a minimum monthly salary of AED30,000 or be eligible for a credit limit of at least AED30,000

Fees & Charges

Annual FeeAED 1050
Joining FeeAED 0
Interest Rate3.690%
Cash Advance Fee3.15% or AED 105 whichever is higher
Non AED Transaction Fee2.99%
Late Payment FeeAED 241.50
Overlimit FeeAED 288.75

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Cinema Offers

Benefit available as per bank terms and conditions.

Credit Shield

Benefit available as per bank terms and conditions.

Easy Installment Plan

Benefit available as per bank terms and conditions.

Golf

Benefit available as per bank terms and conditions.

Hotel Discounts

Benefit available as per bank terms and conditions.

International Concierge

Benefit available as per bank terms and conditions.

Travel Insurance

Travel related privileges and partner offers.

Documents Required

  • Applicants may need to provide:
  • Valid Emirates ID
  • Passport copy
  • UAE residence visa copy, where applicable
  • Salary certificate or other proof of income
  • Recent bank statements or banking details

Creditcardfinder Score

Score based on Balanced card value, higher salary eligibility, premium annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.

FAQs

Can I actually play golf for free with the ADCB TouchPoints Infinite Card?

Yes — and it's more generous than most people realize. Cardholders get to play golf free of cost for 365 days at select courses including Arabian Ranches Golf Club in Dubai and Abu Dhabi Golf Club in Abu Dhabi. To be eligible, cardholders need a minimum monthly spend of AED 5,000, and bookings can be made up to 14 days in advance by phone. It's a benefit many cardholders overlook but can be worth thousands of dirhams a year for regular golfers.

Does this card come with a free hotel stay?

It does. New and eligible cardholders receive a welcome voucher worth AED 1,200, redeemable for a 2-night stay anywhere in the world through Hotels.com. This voucher is typically issued once the annual fee payment is made, making it one of the more valuable — and lesser-known — perks tied to card activation.

Can I bring someone with me into airport lounges, or is access just for me?

A nice surprise for frequent flyers: the lounge benefit isn't limited to solo travel — it includes unlimited complimentary access for the cardholder and an accompanying guest at premium airport lounges worldwide, so you don't need a separate pass for a travel companion.

Can I use this card to pay off my kids' school fees interest-free?

Yes — this is one of the card's most practical hidden benefits. Cardholders can convert their child's school and college fees into installments at zero interest for up to 12 months, making tuition payments far easier to manage without added borrowing costs.

Are there discounts on car rentals when I travel internationally?

Absolutely. Cardholders enjoy up to 35% off online car rental bookings through Avisworld.com, valid for bookings across the globe — a handy perk for anyone planning a road trip on their next overseas holiday.

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