Free For Life Credit Cards

• Free for Life Credit Card.
• 5 FAB Rewards per AED 1 for online spending.
• 1 FAB Reward per AED 1 for all other spending.
• 1 FAB Reward per AED 1 for international spending.
• Up to 20% discount on dining out.
• 20% off Namshi.com.
• 4 airport lounge visits a year.
• FAB Rewards can be redeemed for travel.
• 4 standard free movie tickets a month for AED 20 (based on a spend of 3k or over a month).
• 7% discount on booking.com.
• 20% off UAE attractions inc Wild Wadi, The Green Planet, Dubai Parks and Resorts, The View Palm, Dubai Acquarium and Undewater Zoo, Kidzania, Dubai Ice Rink and more.
• 8% off cleartrip.ae.
• FAB mobile app with over 150 banking services at your fingertips.
• 20,000 FAB Rewards monthly bonus on spending AED 10,000 or over each month.

Features:

• Enjoy Up to AED 750 Cashback per Month on Dining, Shopping, Fuel, and Online Purchases.
• Earn Up to 5,000 Skywards Miles Every Month.
• Enjoy Complimentary Access to 25+ Airport Lounges Globally.
• Enjoy Up to 10% Discount on Bookings at Musafir.com.
• Buy 1 Get 1 Movie Tickets at Vox Cinemas. 2 tickets per month+ 25% off on F&B.
• 10% discount at trip.com.
• 20% off on Talabat, 1 order per month.
• 20% off on Airalo eSIM purchases.
• Up to 7% wallet credit at Booking.com.

Features:

• No annual fee, late payment fee, cash advance fee or overlimit fee- ever.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout.
• Cash loan on card at a click of a button from Citi Mobile® app (subject to eligibility).
• Turn big purchases into smaller monthly instalments at a click of a button from Citi Mobile® app.
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Airport Lounges: Access to 25+ lounges across the Middle East via MasterCard Travel Pass app (T&Cs apply).
• Complimentary supplementary cards for your family members.

Features:

Features:

• Get 1 Plus Point for every AED 100 retail spend. You can redeem your Plus Points for gift vouchers, frequent flyer miles or cash back.
  • Up to 1 point for every AED 100 spent
  • 0.4% points for supermarkets, grocery, insurance and car dealership spends.
  • 0.2% points for fuel, utility, real estate and education spends.

• AED 100 Pay out per day in case of hospitalization.

• Up to AED 60,000 Job loss cover for up to 12 months or until re-employment.

• Exclusive offers and deals on travel, lifestyle, shopping and more.
• 0% Easy Payment Plans at select Merchant Outlets.
• Live life the way you want with exclusive offers and deals on travel, lifestyle, shopping and more!
• Utility bill payments facility.
• Forget about recharging your Salik account once you activate the Salik auto-top-up feature. You can mention the amount you want to top up every time your balance reduces and extend this feature to supplementary cardholders as well.
• Complimentary lounge access to over 10 regional airports.
• Get up to 40% discount at over 100 golf courses worldwide.
• Enjoy Buy 1 Get 1 offers from your favorite brands through the Mastercard Mobile app.

Features:

• 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED35, with a cumulative limit of AED350 per month.
• All additional talabat orders within the same month will earn 1.25% as talabat credit.
• Unlimited free delivery on talabat pro orders with a minimum order value of AED 50.
• Enjoy a Welcome Bonus of Up to AED750 as talabat credit when you sign up for the card via digital channels such as ADCB website, Mobile banking app & Hayakk app. Subject to a minimum spend of AED5,000 within 45 Days.
• 1.25% back as talabat credit on other domestic and international retail purchases, whether made within the UAE or outside the UAE.
• Personalised card design: choose your card design to reflect your food personality.
• Free for life, no annual fee ever.
• Enjoy free talabat orders by redeeming talabat credit.
• Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2025.
• 20% discount on food and beverage purchased at the counter on a minimum spend of AED20.
• Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with an ADCB talabat Credit Card.
• Convert school fees into a 0% Interest Payment Plan.

Features:

• 3.5 LuLu Points per AED 1 for Purchases at LuLu.
• 0.2 points for every AED of spends at fuel, education, government services, real estate, tele communication, charity and transport.
• 0.4 points for every AED of spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants)
• Get 20% off grocery or food orders once a month on talabat.
• Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover.
• Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
• Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months.
•  Credit Card Loan at low interest rate and repay in easy installments of up to 48 months.
• Convert high value purchase transactions into personal payment plan at low interest rates with tenor of up to 48 months.
• Convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback.

Features:

• Earn 4% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE.
• Earn 0.75% back as SHARE Point on all other spends.

Features:

• 20% back on noon Food
• 10% back on NowNow
• 5% back on noon, Namshi, SIVVI & Supermall
• 5% back + 15% flat discount on noon minutes (5 orders per month)
• Free one year noon One membership
• Up to 1% back on all other spends*
• Buy 1 get 1 free* on movie tickets
• Bon Appétit – up to 30% off on dining
• GoodTimes – Best deals on entertainment activities
• LiveWell – up to 50% at Spas, Medical and Wellness centers
• Easy Installment Plan – shop at participating merchants and pay it in installments

Features:

• Earn up to 0.5 TouchPoint for every AED1 spent with your card.
• Receive 5,000 bonus TouchPoints when you spend AED5,000 each month.
• 100,000 TouchPoints would be equivalent to AED600 approximately.
• Buy one ticket, get one free at VOX Cinema (up to 2 tickets per month per card).
• Up to 25% off at over 1,400 finest of restaurants when you pay with your ADCB TouchPoints Titanium Credit Card.
• Get 20% off grocery or food orders once a month on talabat.
• Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.
• Credit Card Loan: Benefit from low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.
• Save on interest by transferring your outstanding balances from other UAE bank credit cards to an ADCB Credit Card.
• Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenor of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback.
• Convert your child’s school and college fees into installments with zero interest charges for up to 12 months.
• Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.
• Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.
• Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
• Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months.

Features: 

• 1% cashback on all purchases capped to  AED1,000 every month. A minimum spend of AED1,000 per month on your card is required to be eligible for the cashback rewards.
• You can earn a maximum of 70 AED cashback on movie tickets. A minimum spend of AED1,500 per month on your card is required to be eligible for the movie tickets cashback rewards.
• Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with your Essential Cashback Credit Card.
• Enjoy up to 20% discount at Avis ~Rent a car on all rentals in addition to a free upgrade.
• 20% off Talabat food and grocery delivery (once a month).
• Convert school fees into a 0% Interest Payment Plan.
• Enjoy complimentary life cover.
• Benefit from a zero interest rate and repay in easy installments of up to 12 months.

**Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card. Offer valid until 31 December 2025.

Features:

• AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
• Absolutely Free for life.
• 5% cashback on local and international dining spends.
• 0.33% cashback on Govt. payments, utilities, education, charity, fuel, rental & telecom spends.
• 1% cashback on other international spends.

• 1% cashback on other spends in UAE.

• 20% Cashback at Careem, Dubainow, Netflix, noon, iTunes, Talabat. Max cashback of AED 50 per merchant per month for the first 4 months. Applicable cashback earned each month will be credited to the card account by end of next month.
• Instantly redeem your cashback from Mashreq Online Banking.

• Instant Digital Card. Start shopping online before card delivery.