ADCB Credit Cards UAE

Compare ADCB credit cards in the UAE, including ADCB 365 Cashback, ADCB Traveller, talabat ADCB, LuLu Titanium, LuLu Platinum and TouchPoints cards. Review cashback categories, reward points, welcome offers, annual fees, airport lounge access, dining and cinema privileges, travel benefits, salary eligibility, documents required and important spend conditions before you apply online.

Cashback Cards Explore ADCB cashback credit cards for groceries, dining, fuel, Salik, subscriptions and everyday retail spending with clear monthly reward rules.
Travel Benefits Compare ADCB travel credit cards with hotel cashback, overseas spend benefits, airport lounge access, travel insurance and lifestyle privileges.
Shopping Rewards Check ADCB LuLu and talabat credit cards for supermarket savings, food delivery rewards, LuLuPoints redemption and partner shopping benefits.
TouchPoints Value Review ADCB TouchPoints credit cards for flexible rewards, bonus points, merchant redemption, bill payments, Skywards transfer and premium lifestyle offers.

Explore ADCB credit cards in UAE

Compare ADCB credit cards in the UAE by cashback, TouchPoints, LuLuPoints, travel benefits, dining privileges, cinema offers, airport lounge access, annual fees, minimum salary, eligibility criteria and documents required. Review popular ADCB cards such as ADCB 365 Cashback, ADCB Traveller, talabat ADCB, ADCB LuLu Titanium, ADCB LuLu Platinum and ADCB TouchPoints credit cards to find the best ADCB credit card in UAE for your salary, lifestyle and monthly spending pattern.

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ADCB TouchPoints Platinum Credit Card

ADCB TouchPoints Platinum Credit CardFirst Year Free

CCF Score4.2/5
AED 5,000Min. Salary
AED 630Annual Fee
3.69%Interest Rate

The ADCB TouchPoints Platinum Credit Card unlocks a wide range of benefits and privileges — from online food delivery discounts to entertainment deals that complement everyday lifestyle spending, backed by complimentary airport lounge access and free golf all year round.

GolfTravelLoan on CardCinema OffersCredit ShieldAirport LoungeBalance TransferExtended WarrantyPurchase ProtectionEasy Installment Plan
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NO CREDIT HISTORY
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ADCB Betaqti Credit Card

ADCB Betaqti Credit Card

CCF Score3.7/5
AED 10,000Min. Salary
2100Annual Fee
3.69%Interest Rate

The ADCB Betaqti Credit Card is an exclusive premium metal card for UAE nationals, offering up to 3 TouchPoints per AED 1 spent, 300,000 welcome TouchPoints, airport lounge access, complimentary gym visits, cinema offers and premium travel benefits.

Loan on CardCinema OffersCredit ShieldTalabat OfferWelcome BonusAirport LoungeBalance TransferAirport TransfersFlexible RepaymentEasy Installment Plan
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ADCB Traveller Credit Card

ADCB Traveller Credit Card0% Forex Charge

CCF Score3.7/5
AED 20,000Min. Salary
AED 1575Annual Fee
3.69%Interest Rate

The ADCB Traveller Credit Card is designed for frequent travellers, offering 10% cashback on eligible flights and hotel bookings, complimentary airport lounge access, 0% foreign currency processing fees and additional lifestyle benefits.

GolfTravelCashbackLoan on CardCinema OffersCredit ShieldAirport LoungeHotel DiscountsBalance TransferTravel InsuranceAirport TransfersInstallment PlansEasy Installment Plan
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ADCB 365 Cashback Credit Card

ADCB 365 Cashback Credit CardAED 365 Welcome Bonus

CCF Score4.1/5
AED 5,000Min. Salary
AED 383.25Annual Fee
3.69%Interest Rate

The ADCB 365 Cashback Credit Card offers up to 6% cashback on everyday spending, including dining, groceries, fuel, Salik and selected digital subscriptions.

Cash AdvanceCinema OffersCredit ShieldWelcome BonusCashback OffersBalance TransferInstallment PlansFlexible RepaymentEasy Installment Plan
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NO CREDIT HISTORY
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ADCB TouchPoints Infinite Credit Card

ADCB TouchPoints Infinite Credit CardTouchpoints

CCF Score3.8/5
AED 30,000Min. Salary
AED 1050Annual Fee
3.690%Interest Rate

The ADCB TouchPoints Infinite Credit Card rewards a premium lifestyle with unlimited airport lounge access, complimentary hotel stays, and exclusive dining and entertainment deals. Cardholders also enjoy a 24/7 concierge service — making every swipe more rewarding.

GolfCinema OffersCredit ShieldAirport LoungeHotel DiscountsTravel InsuranceEasy Installment PlanInternational Concierge
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ADCB Shukran Credit Card

ADCB Shukran Credit CardShukran Points

CCF Score4.2/5
AED 5,000Min. Salary
AED 262.50Annual Fee
3.69%Interest Rate

The ADCB Shukran Credit Card rewards your everyday spending with 10% back as Shukrans at participating Shukran brands and up to 1.5% back on other eligible purchases.

Loan on CardCinema OffersCredit ShieldHotel DiscountsBalance TransferExtended WarrantyPurchase ProtectionEasy Installment Plan
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ADCB Essential Cashback Credit Card

ADCB Essential Cashback Credit CardSmart Cashback Rewards

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.69%Interest Rate

The ADCB Essential Cashback Credit Card turns everyday spending into savings with up to 1.25% cashback on monthly spends of AED 5,000 or more, plus complimentary airport lounge access and Buy 1 Get 1 free movie tickets at Reel Cinemas.

CashbackLoan on CardCinema OffersCredit ShieldFree For LifeTalabat OfferAirport LoungeBalance TransferInstallment PlansEasy Installment Plan
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ADCB LuLu Titanium Credit Card

ADCB LuLu Titanium Credit CardLulu Points

CCF Score4.1/5
AED 5,000Min. Salary
Fee For LifeAnnual Fee
3.69%Interest Rate

Turn spending into free shopping at LuLu Hypermarket with the ADCB LuLu Credit Card. Every time you use your card, you’ll earn LuLuPoints that you can use to shop at any LuLu Hypermarket across the UAE.

Lulu PointsCash AdvanceLoan on CardCredit ShieldFree For Life
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ADCB Lulu Platinum Credit Card

ADCB Lulu Platinum Credit CardLulu Points

CCF Score4.4/5
AED 8,000Min. Salary
Free For LifeAnnual Fee
3.69%Interest Rate

The ADCB LuLu Platinum Credit Card is a free-for-life shopping card offering 8% back as LuLu Points at LuLu stores, up to 1.25 LuLu Points per AED 1 on other eligible spending, Reel Cinemas offers and complimentary airport lounge visits.

DiningLoan on CardNo Annual FeeAirport LoungeBalance TransferEasy Installment Plan
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ADCB Talabat Credit Card

ADCB Talabat Credit CardTalabat Offers

CCF Score4.5/5
AED 5,000Min. Salary
Free For LifeAnnual Fee
3.69%Interest Rate

The ADCB talabat Credit Card offers 35% back as talabat credit on eligible talabat orders, unlimited free delivery on qualifying talabat pro orders, up to AED 750 as a welcome bonus and up to 1.25% back on other eligible purchases. The card is free for life with no annual fee.

CashbackLoan on CardCinema OffersCredit ShieldFree For LifeNo Annual FeeTalabat OfferAirport LoungeBalance TransferInstallment Plans
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About ADCB

One of the UAE’s leading banks for credit cards, rewards, cashback, travel benefits and everyday lifestyle banking.

Abu Dhabi Commercial Bank (ADCB) is one of the major banks in the United Arab Emirates, offering a wide range of personal banking, digital banking, loans, accounts and credit card products. ADCB is well known in the UAE credit card market for cards designed around cashback, travel, shopping, dining, rewards, lifestyle privileges and premium banking needs.

The ADCB credit card range includes popular options such as ADCB 365 Cashback, ADCB Traveller, talabat ADCB, ADCB LuLu Titanium, ADCB LuLu Platinum and ADCB TouchPoints cards. Depending on the card, customers may get value through cashback categories, LuLuPoints, TouchPoints, food delivery offers, hotel and travel benefits, airport lounge access, cinema privileges, dining discounts, welcome offers and flexible reward redemption options.

On this page, you can compare the latest ADCB credit cards in UAE by annual fee, minimum salary, cashback value, reward points, travel benefits, shopping offers, eligibility criteria and documents required. Review each ADCB card’s features, spend conditions, reward rules and key benefits carefully to find the best ADCB credit card in UAE for your income, lifestyle and monthly spending pattern.

ADCB credit cards UAE comparison

Compare popular ADCB credit cards in UAE by cashback, TouchPoints, LuLuPoints, travel benefits, shopping rewards, food delivery offers, minimum salary, annual fee rules and suitable customer profile.

ADCB Credit Card Card Type Minimum Salary Annual Fee / Fee Rule Main Benefits Best For
ADCB 365 Cashback Credit Card Everyday cashback AED 5,000 or eligible credit limit of AED 3,000 Annual fee waiver for the first year. AED 383.25 annual fee applies from the second year onwards. Monthly cashback on key lifestyle categories, welcome bonus benefits, VOX cinema offers and everyday value on eligible spending categories. Users who want one ADCB cashback credit card for groceries, dining, fuel, utilities, subscriptions and regular UAE spending.
ADCB Traveller Credit Card Travel and hotels AED 20,000 or eligible credit limit of AED 30,000 Annual membership fee applies. Welcome travel voucher may be available after annual fee payment and qualifying spend. Expedia.ae welcome voucher, travel cashback, hotel benefits, airport lounge access, travel lifestyle concierge and selected travel privileges. Frequent travellers, hotel bookers and UAE residents who want ADCB travel benefits, overseas value and premium lifestyle offers.
talabat ADCB Credit Card Food delivery AED 5,000 or eligible credit limit of AED 3,500 No annual fee ever. Welcome bonus may apply for eligible digital applications after meeting the required spend condition. talabat rewards, food delivery savings, welcome bonus opportunity, selected travel and booking benefits, and everyday convenience for app-based spending. Customers who regularly order food, groceries or daily essentials through talabat and want a no annual fee ADCB card.
ADCB LuLu Titanium Credit Card LuLu shopping AED 5,000 or eligible credit limit of AED 3,000 Check the latest ADCB fee rule before applying, as card charges and promotional offers may change. Earn LuLuPoints on eligible spending and redeem points directly at LuLu Hypermarket checkout counters across the UAE. Shoppers who frequently buy groceries, household items and daily essentials from LuLu Hypermarket in the UAE.
ADCB LuLu Platinum Credit Card Higher LuLu rewards AED 8,000 or eligible credit limit of AED 15,000 Check the latest annual fee, renewal rule and LuLuPoints terms before applying. LuLuPoints on eligible purchases, instant point redemption at LuLu stores, shopping rewards and selected lifestyle privileges. Regular LuLu shoppers who want stronger supermarket reward value and higher card eligibility than entry-level LuLu cards.
ADCB TouchPoints Infinite Credit Card Premium rewards AED 30,000 or eligible credit limit of AED 30,000 Annual fee applies. Voucher and premium benefits may depend on annual fee payment, spend conditions and programme rules. TouchPoints rewards, instant redemption, monthly bonus potential, merchant redemptions, bill payment options, Skywards transfer and premium lifestyle benefits. Higher-income customers who want flexible ADCB rewards, premium travel benefits, lifestyle privileges and wider redemption options.
Important: ADCB credit card benefits, salary requirements, annual fees, cashback rules, TouchPoints, LuLuPoints, welcome offers, redemption conditions and eligibility criteria may change. Some rewards may require minimum monthly spend, eligible transaction categories, registration, voucher conditions or programme terms. Review the latest ADCB key facts statement, schedule of charges and card terms before applying.

Why apply for ADCB Credit Cards with Creditcardfinder.ae?

Creditcardfinder.ae helps you compare ADCB credit cards clearly before applying, so you can review cashback value, rewards, shopping benefits, travel privileges, eligibility and card suitability in one place.

1

Compare ADCB cards clearly

Compare ADCB 365 Cashback, Traveller, talabat, LuLu and TouchPoints credit cards side by side to understand which card better fits your spending habits.

2

Find the right reward type

Choose between cashback, TouchPoints, LuLuPoints, talabat rewards, travel benefits or premium lifestyle privileges based on where you spend most every month.

3

Understand important rules

Review key details such as reward categories, welcome offer conditions, monthly caps, eligible spends, voucher rules and redemption options before selecting an ADCB card.

4

Check eligibility faster

Review minimum salary, required documents and basic eligibility information before applying, helping you shortlist ADCB credit cards that match your profile.

5

Make a smarter card choice

Compare each ADCB credit card by real usage value, not only headline offers, so you can choose a card that supports your lifestyle, shopping and travel needs.

Disclosure: Creditcardfinder.ae provides comparison information and application access for ADCB credit cards. Final approval, credit limit, interest rates, fees, card issuance, rewards, cashback, welcome offers and eligibility are determined by ADCB following document verification, credit assessment and its internal approval policies.

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It was my first time using Creditcardfinder.ae, and the overall experience was very smooth. The portal made it easy to explore credit card options and understand the available information clearly.

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ADCB 365 application

I applied for the ADCB 365 Cashback Credit Card after reviewing the details on Creditcardfinder.ae. The portal was simple to use and gave me a good starting point before continuing with the application.

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Applied for ADCB 365 Card
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Creditcardfinder.ae is a nice and easy-to-access website. The layout made it convenient to check credit card information and move through the available options without confusion.

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I was able to find the information I needed in one place. The card details were presented with good transparency, which made the comparison process easier and more useful.

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User feedback is shown for Creditcardfinder.ae’s comparison experience. Final card approval, credit limit and product terms are determined by the issuing bank.

ADCB credit cards UAE FAQs

Common questions about ADCB credit cards in the UAE, including cashback, TouchPoints, LuLuPoints, talabat rewards, travel benefits, shopping offers, annual fee rules, reward conditions and card comparison tips.

Which ADCB credit card is best in the UAE?

The best ADCB credit card depends on how you spend every month. ADCB 365 Cashback may suit users who want everyday cashback across regular lifestyle categories, ADCB Traveller may suit frequent travellers and hotel bookers, talabat ADCB may suit food delivery and app-based spending, ADCB LuLu cards may suit regular LuLu shoppers, while ADCB TouchPoints cards may suit users who prefer flexible rewards and redemption options.

How can I get better value from an ADCB cashback credit card?

To get better value from an ADCB cashback credit card, match the card with your real monthly spending categories. For example, check whether your spending is mainly on groceries, dining, fuel, subscriptions, utility bills, travel or online purchases. Cashback cards usually work best when you understand eligible categories, monthly caps, minimum spend rules and exclusions before using the card for large payments.

What should I know before choosing the ADCB 365 Cashback Credit Card?

ADCB 365 Cashback is designed for everyday UAE spending, but it is important to review the latest cashback categories and annual fee rule before applying. The card may offer strong value when used for eligible categories, but some transactions may earn lower cashback or may not qualify. It is a good option for users who want one main card for regular monthly spending and prefer cashback instead of points.

Is the ADCB Traveller Credit Card useful for hotel and travel bookings?

Yes, the ADCB Traveller Credit Card can be useful for customers who regularly book hotels, travel internationally or want travel-related lifestyle benefits. The important point is to check the welcome voucher condition, eligible booking platform, annual membership fee, spend requirement, travel cashback rules and benefit validity before planning your travel spend on the card.

Are ADCB LuLu credit cards good for supermarket shopping?

ADCB LuLu credit cards can be useful for customers who frequently shop at LuLu Hypermarket in the UAE. The main benefit is earning LuLuPoints on eligible spending and redeeming them at LuLu checkout counters. For better value, compare the LuLu Titanium and LuLu Platinum cards, check the earning rate at LuLu versus other merchants, and redeem points regularly once you reach the minimum redemption level.

Who should consider the talabat ADCB Credit Card?

The talabat ADCB Credit Card may suit customers who regularly order food, groceries or daily essentials through talabat. It can be a practical card for app-based spending because the benefits are linked to a platform many UAE residents use frequently. Before applying, check the latest welcome bonus condition, eligible digital channels, minimum spend requirement and how talabat credit is credited or used.

How do ADCB TouchPoints credit cards work?

ADCB TouchPoints credit cards allow eligible cardholders to earn TouchPoints on qualifying purchases and redeem them in different ways. Depending on the card and programme rules, TouchPoints may be used for merchant redemption, bill payments, card payments or travel reward transfers. These cards are useful for customers who prefer flexible rewards instead of a single cashback or shopping partner.

Do all ADCB credit card transactions earn rewards at the same rate?

No. ADCB credit card rewards can vary by card type, merchant category and transaction type. Some categories such as government payments, fuel, education, insurance, telecom, real estate, charity, transport or selected supermarket spends may earn lower rewards or may have different rules. This is why it is better to read the reward table and use each ADCB card mainly for the categories where it gives the strongest value.

What is the smartest way to compare ADCB credit cards before applying?

The smartest way is to compare ADCB cards by real usage value, not only headline offers. Check the card’s annual fee, welcome offer condition, reward cap, cashback categories, redemption method, travel benefits, shopping partners, minimum spend rules and eligibility. This helps you choose an ADCB credit card that matches your salary, lifestyle and regular monthly spending pattern.

How can Creditcardfinder.ae help compare ADCB credit cards?

Creditcardfinder.ae helps users compare ADCB credit cards by cashback, TouchPoints, LuLuPoints, talabat rewards, travel benefits, airport lounge access, shopping offers, annual fees, minimum salary, eligibility and documents required. This makes it easier to shortlist the right ADCB credit card before continuing with an application.

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