ADCB Shukran Credit Card
The ADCB Shukran Credit Card rewards your everyday spending with 10% back as Shukrans at participating Shukran brands and up to 1.5% back on other eligible purchases.
Overview
- ✓No annual fee ever for UAE National customers.
- ✓No annual fee will be charged for the first year for all UAE Residents. An annual fee of AED 250 + VAT is applicable from the second year onwards.
- ✓Up to AED1,200 Welcome Bonus as Shukrans upon achieving a minimum spend of AED8,000 in the first 60 days.
- ✓10% back as Shukrans on all purchases made at Shukran brands.
- ✓Up to 1.5% back as Shukrans on all other retail purchases.
- ✓Complimentary upgrade to Shukran Platinum Tier membership.
- ✓Buy 1 Get 1 free on movie tickets at Reel Cinemas is applicable for up to 2 free tickets per month.
- ✓Credit shield Enjoy complimentary life cover.
- ✓Convert school fees into a 0% Interest Payment Plan.
- ✓Enjoy complete control of your card transactions.
- ✓Instalments payment plans.
- ✓FlexiPay-Repay retail balances in monthly payments.
- ✓Transfer your outstanding balances from other bank credit cards.
- ✓Credit Card Loan-Benefit from a zero interest rate and repay in easy installments of up to 12 months.
Eligibility
- ✓You should be at least 18 years old.
- ✓You need to have a minimum salary of AED5,000 or be eligible for a credit limit of at least AED3,000.
Fees & Charges
Top Benefits
Balance Transfer
Benefit available as per bank terms and conditions.
Cinema Offers
Benefit available as per bank terms and conditions.
Credit Shield
Benefit available as per bank terms and conditions.
Easy Installment Plan
Benefit available as per bank terms and conditions.
Extended Warranty
Extended warranty on eligible purchases.
Hotel Discounts
Benefit available as per bank terms and conditions.
Loan on Card
Convert eligible limits into easy installments.
Purchase Protection
Purchase protection on eligible transactions.
Documents Required
- ✓Applicants may need to provide:
- ✓Valid Emirates ID
- ✓Passport copy
- ✓UAE residence visa copy, where applicable
- ✓Salary certificate or other proof of income
- ✓Recent bank statements or banking details
Creditcardfinder Score
Score based on Good overall value, accessible salary eligibility, standard annual fee, multiple selected benefits. Final approval and card terms remain subject to bank policy.
About Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank (ADCB) is one of the UAE’s leading banks, offering credit cards, personal loans, mortgages, accounts, wealth management and digital banking services. ADCB credit cards are designed for different lifestyles and income levels, with benefits that may include cashback, TouchPoints rewards, travel privileges, cinema offers and merchant discounts.
FAQs
What is the minimum salary required for the ADCB Shukran Credit Card?
Applicants must be at least 18 years old and generally need a minimum monthly salary of AED 5,000. Alternatively, they may qualify if ADCB approves them for a credit limit of at least AED 3,000. Final approval remains subject to the bank’s eligibility and credit-assessment criteria.
How many Shukrans can I earn with the card?
Cardholders can earn 10% back as Shukrans on eligible purchases at participating Shukran brands. Other eligible retail purchases can earn up to 1.5% back, while certain categories—including fuel, education, government services, supermarkets, telecommunications and insurance—earn 0.5% back.
Does the ADCB Shukran Credit Card offer a welcome bonus?
Yes. New ADCB credit-card customers can receive up to AED 1,200 as Shukrans. UAE nationals may qualify for AED 1,200, UAE residents may receive AED 1,000, and existing ADCB credit-card customers may receive AED 200. A minimum eligible spend of AED 8,000 within the first 60 days is required.
What is the annual fee for the ADCB Shukran Credit Card?
The card has no annual fee for UAE nationals. UAE residents pay no annual fee during the first year, after which an annual fee of AED 250 plus VAT applies from the second year onward.
Where can ADCB Shukran Credit Card rewards be redeemed?
Earned Shukrans can be redeemed at participating Shukran brands in the UAE, either at physical stores or online. Participating brands include Centrepoint, Babyshop, Home Centre, Home Box, Max, Splash, Lifestyle, Emax, Shoemart and Styli. Eligible monthly rewards are generally credited to the cardholder’s Shukran account during the first week of the following month.
Why Apply with Creditcardfinder.ae?
Free Comparison
Compare UAE credit cards without any hidden charges.
Secure Journey
Your application continues through a secure process.
Curated Cards
Shortlist cards based on salary, fees, benefits and rewards.
Better Choice
Understand key fees and benefits before you apply.
