FAB Rewards Indulge Credit Card
No Annual Fee

FAB Rewards Indulge Credit Card

Creditcardfinder Score4.2/5

FAB Rewards Indulge Credit Card offers FAB Rewards, dining, shopping, entertainment and travel benefits with no annual fee.

AED 5,000Minimum Salary
No Annual FeesAnnual Fee
3.99%Interest Rate
RewardsRewards Type
on Bank’s Secure Page

Overview

  • No annual fee FAB Rewards Indulge Credit Card for eligible UAE customers.
  • Earn FAB Rewards on eligible spending and redeem for retail, dining, cashback, miles and entertainment.
  • Get shopping, dining, entertainment and travel-related privileges.
  • Suitable for customers looking for a rewards-focused card from AED 5,000 salary.

Eligibility

  • Minimum salary: AED 5,000. Approval is subject to FAB policy, credit checks and documentation.

Fees & Charges

Annual FeeNo Annual Fees
Joining FeeAED 0
Interest Rate3.99%
Cash Advance Fee3.15% or AED 157.50, whichever is higher
Non AED Transaction Fee2.61% of transaction value + scheme charges
Late Payment FeeAED 241.50
Overlimit FeeAED 302.40

Top Benefits

Airport Lounge

Complimentary access to selected airport lounges.

Cinema Offers

Benefit available as per bank terms and conditions.

Dining

Dining discounts and restaurant privileges.

Lifestyle

Benefit available as per bank terms and conditions.

No Annual Fee

Benefit available as per bank terms and conditions.

Rewards

Benefit available as per bank terms and conditions.

Shopping

Benefit available as per bank terms and conditions.

Travel

Travel related privileges and partner offers.

No annual fee
FAB Rewards on eligible spending
Shopping offers including Namshi benefits
Dining discounts at selected restaurants
Movie and entertainment offers
Airport lounge access subject to eligibility and spend conditions

Documents Required

  • Duly filled credit card application
  • Original Emirates ID and passport copy
  • Valid UAE residence visa where applicable
  • Latest salary certificate or payslip for salaried applicants
  • Latest bank statements where required
  • Additional documents may be requested by FAB

Creditcardfinder Score

Score based on Good overall value, accessible salary eligibility, low annual fee, reward/cashback value, multiple selected benefits. Final approval and card terms remain subject to bank policy.

About First Abu Dhabi Bank

First Abu Dhabi Bank (FAB) is one of the UAE’s largest and most trusted financial institutions, offering a wide range of banking products including FAB credit cards designed to suit diverse lifestyles and spending habits. FAB’s portfolio of First Abu Dhabi Bank credit cards includes options that reward everyday purchases, travel and lifestyle spending with attractive benefits and rewards through the FAB Rewards programme. Among the popular offerings is the FAB Cashback Credit Card, which gives cardholders up to 5% cashback on groceries, fashion and dining, plus additional cashback and travel perks on international spends. Another standout is the FAB Rewards Indulge Credit Card, a no-annual-fee card that lets users earn FAB Rewards and enjoy up to 20% discounts on shopping, dining and entertainment, making it ideal for lifestyle-focused spenders. Together, FAB credit card products like the FAB cashback credit card and FAB Rewards Indulge credit card provide flexible rewards, cashback, and tailored benefits that enhance everyday financial experiences in the UAE.

FAQs

What is the minimum salary for FAB Rewards Indulge Credit Card?

The minimum salary required for FAB Rewards Indulge Credit Card is AED 5,000. Final approval depends on FAB credit policy, documents, DBR, credit history and internal eligibility checks.

What is the annual fee for FAB Rewards Indulge Credit Card?

The annual fee for FAB Rewards Indulge Credit Card is No Annual Fees. Other charges such as finance charges, late payment fee, cash advance fee and international transaction fee may apply as per FAB’s latest schedule of fees and charges.

What are the main benefits of FAB Rewards Indulge Credit Card?

FAB Rewards Indulge Credit Card is designed for customers looking for FAB Rewards, shopping discounts, dining offers, cinema benefits and travel privileges. Benefits, cashback, rewards and partner offers are subject to FAB terms and may change.

How can I apply for FAB Rewards Indulge Credit Card online in UAE?

You can compare FAB Rewards Indulge Credit Card on Creditcardfinder.ae and click Apply Now to continue to the FAB application journey. FAB may request Emirates ID, passport copy, salary proof and bank statements.

Is FAB Rewards Indulge Credit Card the best FAB credit card for me?

FAB Rewards Indulge Credit Card may be suitable if its salary requirement, annual fee and benefits match your spending pattern. Compare it with other UAE credit cards before applying.

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