Best Cashback Credit Cards in UAE
Cashback credit cards help you save on everyday spending like groceries, fuel, dining and online shopping.
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Top 5 Cashback Credit Cards in UAE 2026
Here are the top 5 cash back credit cards in UAE that reward you with decent cashback for your expenses.
1.FAB Cashback Credit Card
- Up to 5% cashback on groceries
- Up to 5% cashback on dining & fashion
- 8 lounge visits every year
The FAB Cashback Credit Card is a strong option for UAE users who spend regularly on groceries, dining, fashion, fuel, utilities, education, and even overseas transactions. With travel redemption through FAB Rewards, airport lounge access, monthly movie offers, and discounts on Talabat, MakeMyTrip, Booking.com, and Trip.com, this card offers a well-rounded mix of cashback and lifestyle value for everyday use.
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2.Liv Cashback Credit Card
- Up to AED 750 cashback per month
- Free for life
- 25+ airport lounges globally
Liv Cashback Credit Card is worth considering for applicants looking for a no-annual-fee cashback card with strong everyday appeal. It offers monthly cashback on dining, shopping, fuel, and online purchases, while also giving the flexibility to earn Skywards Miles. Added perks such as airport lounge access, Vox movie offers, Talabat savings, and travel discounts make it especially attractive for young professionals and frequent spenders in the UAE.
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3.Emirates NBD Noon One Visa Credit Card
- 20% back on noon Food
- Free noon One membership
- Free for life
Emirates NBD Noon One Visa Credit Card can be an excellent pick for users who spend frequently across the noon ecosystem. With cashback on noon Food, NowNow, noon, Namshi, SIVVI, Supermall, and noon minutes, it delivers targeted value for digital-first shoppers. The inclusion of a free noon One membership, movie offers, dining deals, wellness discounts, and easy installment plans makes it a compelling free-for-life card for everyday online spending.
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4.Citi Cashback Credit Card
- Annual fee waiver on spend condition
- 1,200+ airport lounges worldwide
- Cash back or travel redemption
Citi Cashback Credit Card is suitable for users who want a blend of cashback, travel convenience, and protection benefits. In addition to flexible redemption through the Citi Mobile App, the card includes global lounge access, Careem airport transfers, movie discounts, Talabat savings, Booking.com wallet credit, purchase protection, and travel insurance. It may be a good fit for higher-income applicants who want more than just basic cashback.
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5.Liv Cashback Plus Credit Card
- 4% cashback across major spend categories
- Up to 10,000 Skywards Miles monthly
- 800+ airport lounges globally
Liv Cashback Plus Credit Card is designed for higher-income users who want premium cashback with strong travel and lifestyle benefits. It offers 4% cashback on shopping, fuel, fee payments, travel, and other eligible spending, along with instant redemption options, Skywards Miles, airport lounge access, travel medical insurance, and global shopping privileges. This card is well suited for users looking for a more premium cashback experience in the UAE.
Apply NowFrequently Asked Questions
Which is the best cashback credit card in UAE?
The best cashback credit card in UAE depends on your spending habits. Some cards are better for groceries and fuel, while others offer stronger cashback on dining, online shopping, or international spending.
What salary is required for a cashback credit card in UAE?
Salary requirements vary by bank and card type. Entry-level cashback cards may start from around AED 5,000 monthly salary, while premium cashback cards usually require a higher income.
Are cashback credit cards in UAE worth it?
Yes, cashback cards can be worth it if you use them regularly for eligible spending categories such as groceries, fuel, dining, utilities, and online purchases, and if the cashback earned outweighs any annual fee.
Which cashback credit card is best for groceries in UAE?
Cards offering higher cashback rates on supermarket spending are usually best for groceries. Compare the cashback percentage, monthly cap, and minimum spend conditions before applying.
Do cashback cards have a monthly cashback limit?
Most cashback credit cards in UAE have monthly or category-based cashback caps. Always check the maximum cashback allowed per month and the spend categories included.
Can expats apply for cashback credit cards in UAE?
Yes, expats in UAE can apply for cashback credit cards, subject to salary, employer, credit score, and bank eligibility criteria.
Is cashback better than reward points?
Cashback is often better for users who prefer simple direct savings, while reward points may suit those who want travel, lifestyle, or redemption flexibility.
How do I choose the right cashback credit card in UAE?
Compare the cashback rate, eligible spending categories, annual fee, salary requirement, welcome offers, and cashback cap. The right card depends on where you spend the most every month.
Explore More UAE Credit Card Guides
Looking for more options? Explore our detailed card guides and comparisons to find the right UAE credit card for your lifestyle and salary profile.
