Abu Dhabi Commercial Bank Credit Cards

• 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED35, with a cumulative limit of AED350 per month.
• All additional talabat orders within the same month will earn 1.25% as talabat credit.
• Unlimited free delivery on talabat pro orders with a minimum order value of AED 50.
• Enjoy a Welcome Bonus of Up to AED750 as talabat credit when you sign up for the card via digital channels such as ADCB website, Mobile banking app & Hayakk app. Subject to a minimum spend of AED5,000 within 45 Days.
• 1.25% back as talabat credit on other domestic and international retail purchases, whether made within the UAE or outside the UAE.
• Personalised card design: choose your card design to reflect your food personality.
• Free for life, no annual fee ever.
• Enjoy free talabat orders by redeeming talabat credit.
• Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2025.
• 20% discount on food and beverage purchased at the counter on a minimum spend of AED20.
• Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with an ADCB talabat Credit Card.
• Convert school fees into a 0% Interest Payment Plan.

Features:

• 3.5 LuLu Points per AED 1 for Purchases at LuLu.
• 0.2 points for every AED of spends at fuel, education, government services, real estate, tele communication, charity and transport.
• 0.4 points for every AED of spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants)
• Get 20% off grocery or food orders once a month on talabat.
• Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover.
• Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
• Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months.
•  Credit Card Loan at low interest rate and repay in easy installments of up to 48 months.
• Convert high value purchase transactions into personal payment plan at low interest rates with tenor of up to 48 months.
• Convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback.

Features:

• 10% cashback on airline tickets (any airline, any class of travel, any destination) in AED and non-AED spends.
• 10% cashback on hotel stays (any hotel brand/chain, anywhere in the world) in AED and non-AED spends.
• 50% cashback on movies tickets purchased online in AED.
• 1.5% cashback on all other domestic AED spends.
• Pay 0% processing fee when you use your Traveller Credit Card overseass.
• Get a complimentary Expedia.ae voucher when you sign up for the card, redeemable at participating hotels, anywhere in the world.
• Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit. For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
• Enjoy 4 complimentary airport rides per year, saving up to AED 85 on each ride. Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car that suits your taste, book on the spot or schedule for a later pickup.
• Receive up to 7% cashback – book your next holiday on booking.com with your Traveller Credit Card.
• our DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.
• Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.
• With Avis, you’ll receive up to a 25% discount on all rentals in addition http://avisworld.com/mastercardmeato a free upgrade and 10% off premium chauffeur services.
• Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
• Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.
• For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the Mastercard Travel & Lifestyle Concierge take care of everything for you while you make the most of your time.
• Tee off in style with your Traveller Credit Card. As a Traveller Cardholder, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.
• Get 20% off grocery or food orders once a month on talabat.
• Mastercard World Elite Benefits To learn more on other Mastercard benefits, click here.

Features:

• Earn up to 0.5 TouchPoint for every AED1 spent with your card.
• Receive 5,000 bonus TouchPoints when you spend AED5,000 each month.
• 100,000 TouchPoints would be equivalent to AED600 approximately.
• Buy one ticket, get one free at VOX Cinema (up to 2 tickets per month per card).
• Up to 25% off at over 1,400 finest of restaurants when you pay with your ADCB TouchPoints Titanium Credit Card.
• Get 20% off grocery or food orders once a month on talabat.
• Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.
• Credit Card Loan: Benefit from low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.
• Save on interest by transferring your outstanding balances from other UAE bank credit cards to an ADCB Credit Card.
• Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenor of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback.
• Convert your child’s school and college fees into installments with zero interest charges for up to 12 months.
• Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.
• Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.
• Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
• Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months.

Features:

• 3% Cashback on utilities, telecom, fuel and salik.
• 6% Cashback on dining including online orders.
• 5% Cashback on groceries.
• 1% cashback on all international retail purchases made in any category and on any domestic purchase made in categories other than the ones mentioned above.
• 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
• Convert school fees into a 0% Interest Payment Plan.
• Transfer your outstanding balances from other bank credit cards.
• Enjoy complimentary life cover.
• Buy one ticket, get one free (up to 4 tickets per month per card)

Features: 

• 1% cashback on all purchases capped to  AED1,000 every month. A minimum spend of AED1,000 per month on your card is required to be eligible for the cashback rewards.
• You can earn a maximum of 70 AED cashback on movie tickets. A minimum spend of AED1,500 per month on your card is required to be eligible for the movie tickets cashback rewards.
• Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with your Essential Cashback Credit Card.
• Enjoy up to 20% discount at Avis ~Rent a car on all rentals in addition to a free upgrade.
• 20% off Talabat food and grocery delivery (once a month).
• Convert school fees into a 0% Interest Payment Plan.
• Enjoy complimentary life cover.
• Benefit from a zero interest rate and repay in easy installments of up to 12 months.

**Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card. Offer valid until 31 December 2025.

Features:

• Get up to AED1,200 Welcome Bonus as Shukrans upon achieving a minimum spend of AED8,000 in the first 60 days.
• 10% back as Shukrans on all purchases made at Shukran brands.
• Up to 1.5% back as Shukrans on all other retail purchases.
• Complimentary upgrade to Shukran Platinum Tier membership.
• No annual fee ever for UAE National customers.
• No annual fee will be charged for the first year for all UAE Residents. An annual fee of AED250 + VAT is applicable from the second year onwards.
• Buy 1 Get 1 free on movie tickets at Reel Cinemas is applicable for up to 2 free tickets per month.