Liv Credit Card Against Fixed Deposit

Looking for an easy way to get a credit card in the UAE? The Liv Credit Card against Fixed Deposit is the perfect solution. By placing a fixed deposit with Liv, you can unlock instant approval for a powerful credit card that offers cashback, rewards, lounge access, and more. Whether you’re new to credit or want to enjoy extra financial flexibility, or want to repair you credit score this card against fixed deposit ensures you get all the benefits of a premium credit card with the security of your deposit. Unlock the benefits of a Liv Credit Card backed by your Fixed Deposit. Enjoy exclusive rewards, secure transactions, and flexible payment options.

Eligibility: UAE residents with a minimum fixed deposit of AED 10,000.
Card Limit: Up to 80% of your fixed deposit value.
Benefits: Cashback on online purchases, dining, and international spend.
Fees: No annual fee for the first year.
Application: Quick online application with minimal documentation.
Security: 3D Secure, fraud alerts, and contactless payments.
Interest Rate: Earn up to 4% interest on your fixed deposit.
Customer Support: 24/7 assistance through Liv App and phone.
Flexible Payment: Pay as per your convenience with easy EMIs on large spends.
Instant Approval: Get fast pre-approval based on your fixed deposit.
Approval Rate: Get 100% guaranteed approval on Credit Card.
Applicants: Any salaried, self employed, house wife or student can apply.
Liv Cashback Card

Liv Cashback Card

  • 2% cashback on every spend
  • Up to AED 750 cashback every month
  • Up to 5,000 Skyward Miles per month
  • 25+ Global Airport Lounge Access
  • 10% off on trip.com
  • Up to 10% discount on Musafir.com
  • 2 tickets per month + 25% off on F&B at Vox Cinemas
Liv Cashback Plus Card

Liv Cashback Plus Card

  • 4% cashback on every spend
  • Up to AED 1500 cashback every month
  • Up to 10,000 Skyward Miles per month
  • 800+ Global Airport Lounge Access
  • 15% off on trip.com
  • Up to 10% discount on Musafir.com
  • Travel Medical Insurance up to USD 500,000
  • 3 tickets per month + 25% off on F&B at Vox Cinemas

Interested? Leave your details and we will assist you!

Frequently Asked Questions – Card Against Fixed Deposit

What is a card against fixed deposit?

A card against fixed deposit is a secured credit card issued by the bank against a fixed deposit you maintain. Your deposit acts as collateral, and the credit limit is usually up to 80% of the deposit amount.

What are the benefits of the Liv Credit Card against fixed deposit?

The Liv Credit Card against fixed deposit comes with cashback rewards, dining and travel discounts, global lounge access, and no annual fee in the first year. Since it’s backed by your fixed deposit, approval is faster and easier.

What is the minimum deposit required?

To apply for a Liv Credit Card against fixed deposit, you need to maintain a minimum fixed deposit of AED 10,000.

Can I build my credit score with this card?

Yes, using your card against fixed deposit responsibly and making timely repayments will help you build or improve your credit score. Over time, this makes you eligible for unsecured credit cards and other financial products.

Who can apply for Liv Credit Card against fixed deposit?

Any, Salaried Employee, House Wife, Self Employed or student may apply. People with bad credit score and high dbr also can apply for the credit card with guaranteed approval.