Cashback Credit Cards

• Earn 4% cashback on shopping, fuel, fee payments, travel or anywhere you like.
• Redeem your cashback instantly as Cashback or Skywards Miles.
• Apply in 4 clicks through app or website.
• Get your credit card approved in minutes through us.
• Instalment Payment Plans (IPP)-Split big purchases into easy instalments, with interest-free instalments for over 500+ popular merchants.
• Loan on Card Get 90% of your credit limit as instant loan.
• Earn Up to 10,000 Skywards Miles Every Month.
• Enjoy Complimentary Access to 800+ Airport Lounges Globally.
• Enjoy Up to 10% Discount on Bookings at Musafir.com.
• 10% discount at trip.com.
• Buy 1 Get 1 Movie Tickets at Vox Cinemas. 3 tickets per month+ 25% off on F&B.
• 20% off on Talabat, 1 order per month.
• 20% off on Airalo eSIM purchases.
• Up to 7% wallet credit at Booking.com.
• Get travel Medical Insurance Up to USD 500,000.
• Global Blue VIP Services. Tax free international shopping.

Features:

• No Annual Membership Fee (AMF) subject to spends.
• Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
• Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders via MasterCard Travel Pass app (T&Cs apply)
• Airport Transfers: 1 rides per year (up to AED 84 each) using code “MAUAE2“ on the Careem app
• Movies: 30% off 2 movie tickets per month at VOX cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
• * No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Features:

• Up to 5% cashback on groceries.
• Up to 5% cashback on dining out  / AED 40 off Carrefour online.
• Up to 1% cashback on fuel.
• Up to 1% cashback on utilities.
• Up to 1% cashback on education.
• Up to 3% cashback on spending abroad.
• Up to 5% cashback on fashion spending.
• Up to 5% back in FAB Rewards.
• Up to 3% back in FAB Rewards.
• 8 airport lounge visits a year and invite a guest 6 times a year.
• 1 per year with Careem.
• FAB Rewards can be redeemed for travel.
• 2 standard free movie tickets a month for AED 20 (based on a spend of 3k or over a month).
• 20% off on Dubai Holding attractions.
• 40% off Talabat on weekends.
• 40% off Make my Trip.
• 7% off booking.com.
• 15% off Trip.com.
• FAB mobile app with over 150 banking services at your fingertips.

Features:

• Enjoy Up to AED 750 Cashback per Month on Dining, Shopping, Fuel, and Online Purchases.
• Earn Up to 5,000 Skywards Miles Every Month.
• Enjoy Complimentary Access to 25+ Airport Lounges Globally.
• Enjoy Up to 10% Discount on Bookings at Musafir.com.
• Buy 1 Get 1 Movie Tickets at Vox Cinemas. 2 tickets per month+ 25% off on F&B.
• 10% discount at trip.com.
• 20% off on Talabat, 1 order per month.
• 20% off on Airalo eSIM purchases.
• Up to 7% wallet credit at Booking.com.

Features:

Features:

• Etihad Guest Miles Up to 200,000 bonus Miles.
• Fast-track to Gold Tier upon completing 1 return flight.
• Up to 10 Etihad Guest Miles for every AED 10 spent.
• 10% cashback on purchases made with Etihad Airways*
• 50% discount voucher on redeeming Miles.
• Buy 1 get 1 free offer on movie tickets.
• Complimentary inter-city airport transfers.
• Complimentary lounge access for self & guest at over 1,000 airports.
• Golf benefits and concierge services.

Features:

• 20% back on noon Food
• 10% back on NowNow
• 5% back on noon, Namshi, SIVVI & Supermall
• 5% back + 15% flat discount on noon minutes (5 orders per month)
• Free one year noon One membership
• Up to 1% back on all other spends*
• Buy 1 get 1 free* on movie tickets
• Bon Appétit – up to 30% off on dining
• GoodTimes – Best deals on entertainment activities
• LiveWell – up to 50% at Spas, Medical and Wellness centers
• Easy Installment Plan – shop at participating merchants and pay it in installments

Features:

• 10% cashback on airline tickets (any airline, any class of travel, any destination) in AED and non-AED spends.
• 10% cashback on hotel stays (any hotel brand/chain, anywhere in the world) in AED and non-AED spends.
• 50% cashback on movies tickets purchased online in AED.
• 1.5% cashback on all other domestic AED spends.
• Pay 0% processing fee when you use your Traveller Credit Card overseass.
• Get a complimentary Expedia.ae voucher when you sign up for the card, redeemable at participating hotels, anywhere in the world.
• Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit. For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
• Enjoy 4 complimentary airport rides per year, saving up to AED 85 on each ride. Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car that suits your taste, book on the spot or schedule for a later pickup.
• Receive up to 7% cashback – book your next holiday on booking.com with your Traveller Credit Card.
• our DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.
• Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.
• With Avis, you’ll receive up to a 25% discount on all rentals in addition http://avisworld.com/mastercardmeato a free upgrade and 10% off premium chauffeur services.
• Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
• Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.
• For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the Mastercard Travel & Lifestyle Concierge take care of everything for you while you make the most of your time.
• Tee off in style with your Traveller Credit Card. As a Traveller Cardholder, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.
• Get 20% off grocery or food orders once a month on talabat.
• Mastercard World Elite Benefits To learn more on other Mastercard benefits, click here.

Features:

1. Earn 4% cashback on —-
   • School Fees
   • Salik and Nol Recharges
   • Utility Bills
   • Fuel
   • Etisalat and Du Bill Payments
   • Automobile Servicing
   • Hypermarket and Supermarket Purchases
2. Get complimentary roadside assistance —
   • Fuel Assistance
   • Battery Boost
   • Flat Tyre Fixing
   • Complimentary Vehicle Registration
   • Towing
   • Vehicle Servicing
   • Free International Driving Licence
   • Off-road Pull Out
   • Lock-out Service
3. Stay protected with Travel and Medical Coverage of up to USD 100,000 for you (the cardholder), spouse, and up to 4 children (aged below 18) —
   • Baggage Delay/ Loss
   • Loss of Personal Belongings
   • Cancelled/ Delayed Departure
   • Emergency Medical Expenses
   • Personal Accident Benefits

Features:

• 3% Cashback on utilities, telecom, fuel and salik.
• 6% Cashback on dining including online orders.
• 5% Cashback on groceries.
• 1% cashback on all international retail purchases made in any category and on any domestic purchase made in categories other than the ones mentioned above.
• 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
• Convert school fees into a 0% Interest Payment Plan.
• Transfer your outstanding balances from other bank credit cards.
• Enjoy complimentary life cover.
• Buy one ticket, get one free (up to 4 tickets per month per card)

Features:

Features:

• Receive 30,000 Membership Rewards® Points* that never expire, and redeem them for flight upgrades, hotel stays, Select & Pay with Points and more.
• Indulge with 10% Dining Cashback* every month on all your dining spends, up to AED 600 annually, whether you dine in or out, locally or abroad.
• Get up to AED 900 in statement credits yearly on all your grocery spends*, in-store or online.
• Get your annual fee waived* with FeeBack when spending AED 10,000 within the first 3 months.
• Take advantage of complimentary access to 1,500+ airport lounges across more than 140 countries worldwide.
• You’re protected with Travel Insurance up to AED 1,800,000, and Retail Protection Insurance up to AED 5,400 per insured occurrence and AED 180,000 every year.

Features: 

• 1% cashback on all purchases capped to  AED1,000 every month. A minimum spend of AED1,000 per month on your card is required to be eligible for the cashback rewards.
• You can earn a maximum of 70 AED cashback on movie tickets. A minimum spend of AED1,500 per month on your card is required to be eligible for the movie tickets cashback rewards.
• Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with your Essential Cashback Credit Card.
• Enjoy up to 20% discount at Avis ~Rent a car on all rentals in addition to a free upgrade.
• 20% off Talabat food and grocery delivery (once a month).
• Convert school fees into a 0% Interest Payment Plan.
• Enjoy complimentary life cover.
• Benefit from a zero interest rate and repay in easy installments of up to 12 months.

**Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card. Offer valid until 31 December 2025.

Features:

• AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
• Absolutely Free for life.
• 5% cashback on local and international dining spends.
• 0.33% cashback on Govt. payments, utilities, education, charity, fuel, rental & telecom spends.
• 1% cashback on other international spends.

• 1% cashback on other spends in UAE.

• 20% Cashback at Careem, Dubainow, Netflix, noon, iTunes, Talabat. Max cashback of AED 50 per merchant per month for the first 4 months. Applicable cashback earned each month will be credited to the card account by end of next month.
• Instantly redeem your cashback from Mashreq Online Banking.

• Instant Digital Card. Start shopping online before card delivery.