Compare Credit Cards

• No Annual Membership Fee (AMF) subject to spends.
• Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
• Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders via MasterCard Travel Pass app (T&Cs apply)
• Airport Transfers: 1 rides per year (up to AED 84 each) using code “MAUAE2“ on the Careem app
• Movies: 30% off 2 movie tickets per month at VOX cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
• * No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Features: 

• Free for Life Credit Card.
• 5 FAB Rewards per AED 1 for online spending.
• 1 FAB Reward per AED 1 for all other spending.
• 1 FAB Reward per AED 1 for international spending.
• Up to 20% discount on dining out.
• 20% off Namshi.com.
• 4 airport lounge visits a year.
• FAB Rewards can be redeemed for travel.
• 4 standard free movie tickets a month for AED 20 (based on a spend of 3k or over a month).
• 7% discount on booking.com.
• 20% off UAE attractions inc Wild Wadi, The Green Planet, Dubai Parks and Resorts, The View Palm, Dubai Acquarium and Undewater Zoo, Kidzania, Dubai Ice Rink and more.
• 8% off cleartrip.ae.
• FAB mobile app with over 150 banking services at your fingertips.
• 20,000 FAB Rewards monthly bonus on spending AED 10,000 or over each month.

Features:

• Up to 5% cashback on groceries.
• Up to 5% cashback on dining out  / AED 40 off Carrefour online.
• Up to 1% cashback on fuel.
• Up to 1% cashback on utilities.
• Up to 1% cashback on education.
• Up to 3% cashback on spending abroad.
• Up to 5% cashback on fashion spending.
• Up to 5% back in FAB Rewards.
• Up to 3% back in FAB Rewards.
• 8 airport lounge visits a year and invite a guest 6 times a year.
• 1 per year with Careem.
• FAB Rewards can be redeemed for travel.
• 2 standard free movie tickets a month for AED 20 (based on a spend of 3k or over a month).
• 20% off on Dubai Holding attractions.
• 40% off Talabat on weekends.
• 40% off Make my Trip.
• 7% off booking.com.
• 15% off Trip.com.
• FAB mobile app with over 150 banking services at your fingertips.

Features:

• Popular and first in market card like an always-on digital loan at a click of a button via Citi Mobile® app.
• Immediate cash up to 100% of credit limit in your bank account anywhere in UAE.
• Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower).
• Special rate from 15%* per annum for the first loan booked within 1 month from card approval.
• Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.
• No early repayment fees, so you can repay in instalments (up to 48 months) or repay early in lump sum without worrying about additional charges.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout.
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• No Annual Membership Fee (AMF)**: waived indefinitely.

*T&Cs apply. 15% is the annual rate and is applicable only for new Citibank customers during the term of the 1st loan booked within 1 month of card approval. Min tenure is 24 months and max tenure is 48 months.
**No AMF in year 1. AMF is waived for year 2 onwards without conditions.

Features:

• Enjoy Up to AED 750 Cashback per Month on Dining, Shopping, Fuel, and Online Purchases.
• Earn Up to 5,000 Skywards Miles Every Month.
• Enjoy Complimentary Access to 25+ Airport Lounges Globally.
• Enjoy Up to 10% Discount on Bookings at Musafir.com.
• Buy 1 Get 1 Movie Tickets at Vox Cinemas. 2 tickets per month+ 25% off on F&B.
• 10% discount at trip.com.
• 20% off on Talabat, 1 order per month.
• 20% off on Airalo eSIM purchases.
• Up to 7% wallet credit at Booking.com.

Features:

• Earn 4% cashback on shopping, fuel, fee payments, travel or anywhere you like.
• Redeem your cashback instantly as Cashback or Skywards Miles.
• Apply in 4 clicks through app or website.
• Get your credit card approved in minutes through us.
• Instalment Payment Plans (IPP)-Split big purchases into easy instalments, with interest-free instalments for over 500+ popular merchants.
• Loan on Card Get 90% of your credit limit as instant loan.
• Earn Up to 10,000 Skywards Miles Every Month.
• Enjoy Complimentary Access to 800+ Airport Lounges Globally.
• Enjoy Up to 10% Discount on Bookings at Musafir.com.
• 10% discount at trip.com.
• Buy 1 Get 1 Movie Tickets at Vox Cinemas. 3 tickets per month+ 25% off on F&B.
• 20% off on Talabat, 1 order per month.
• 20% off on Airalo eSIM purchases.
• Up to 7% wallet credit at Booking.com.
• Get travel Medical Insurance Up to USD 500,000.
• Global Blue VIP Services. Tax free international shopping.

Features:

• No annual fee, late payment fee, cash advance fee or overlimit fee- ever.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout.
• Cash loan on card at a click of a button from Citi Mobile® app (subject to eligibility).
• Turn big purchases into smaller monthly instalments at a click of a button from Citi Mobile® app.
• Booking.com: Up to 7% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Airport Lounges: Access to 25+ lounges across the Middle East via MasterCard Travel Pass app (T&Cs apply).
• Complimentary supplementary cards for your family members.

Features:

Features:

• Get 1 Plus Point for every AED 100 retail spend. You can redeem your Plus Points for gift vouchers, frequent flyer miles or cash back.
  • Up to 1 point for every AED 100 spent
  • 0.4% points for supermarkets, grocery, insurance and car dealership spends.
  • 0.2% points for fuel, utility, real estate and education spends.

• AED 100 Pay out per day in case of hospitalization.

• Up to AED 60,000 Job loss cover for up to 12 months or until re-employment.

• Exclusive offers and deals on travel, lifestyle, shopping and more.
• 0% Easy Payment Plans at select Merchant Outlets.
• Live life the way you want with exclusive offers and deals on travel, lifestyle, shopping and more!
• Utility bill payments facility.
• Forget about recharging your Salik account once you activate the Salik auto-top-up feature. You can mention the amount you want to top up every time your balance reduces and extend this feature to supplementary cardholders as well.
• Complimentary lounge access to over 10 regional airports.
• Get up to 40% discount at over 100 golf courses worldwide.
• Enjoy Buy 1 Get 1 offers from your favorite brands through the Mastercard Mobile app.

Features:

• Etihad Guest Miles Up to 200,000 bonus Miles.
• Fast-track to Gold Tier upon completing 1 return flight.
• Up to 10 Etihad Guest Miles for every AED 10 spent.
• 10% cashback on purchases made with Etihad Airways*
• 50% discount voucher on redeeming Miles.
• Buy 1 get 1 free offer on movie tickets.
• Complimentary inter-city airport transfers.
• Complimentary lounge access for self & guest at over 1,000 airports.
• Golf benefits and concierge services.

Features:

• Earn up to 150,000 Voyager Miles as welcome offer when you spend AED 70,000 within first 3 billing statements.
• Annual fees: First Year Free. AED 1,500 (Second Year Onwards).
• Earn 12 Voyager Miles for every AED 1 spent on Voyager Travel Portal.
• Earn 6 Voyager Miles for every AED 1 spent on all other travel bookings.
• Earn 6 Voyager Miles for every AED 1 spent on all other travel bookings.
• Use your Voyager Miles to Purchase flight tickets,Book your hotel stay,Transfer Your Miles.
• Enjoy end to end hassle free travel visa services from OneVasco.
• Experience seamless comfortable rides from your home to the airport, or to your hotel and back making every journey effortless from the very start.

• Receive check-in assistance, escort through immigration, baggage claim, and customs at select airports.

• Unlock 3 complimentary fast track services per year.

• Save AED 7,200 by enjoying complimentary Golf Across select Golf Courses in the UAE.

• Unlimited complimentary access for 1,000 plus airport lounges available world wide.

• Save AED 1,395 by using International Meet & Greet Service at select global destinations.

• Airport Security Fast Track Savings: Save AED 1,101 on Airport Security Fast Track Savings

• Travel Insurance: Save AED 400 on Travel Insurance

• Complimentary Valet Parking at malls in Abu Dhabi.

• Up to 35% Discount on Car Rentals and Chauffeur Services.

• Assuming 4 uses in a year (2D standard Preferred view) 3 free tickets a month.

• Up to 30% discount on dining.

Features:

• 35% back as talabat credit on the first 10 talabat orders placed each calendar month. Each order is capped at AED35, with a cumulative limit of AED350 per month.
• All additional talabat orders within the same month will earn 1.25% as talabat credit.
• Unlimited free delivery on talabat pro orders with a minimum order value of AED 50.
• Enjoy a Welcome Bonus of Up to AED750 as talabat credit when you sign up for the card via digital channels such as ADCB website, Mobile banking app & Hayakk app. Subject to a minimum spend of AED5,000 within 45 Days.
• 1.25% back as talabat credit on other domestic and international retail purchases, whether made within the UAE or outside the UAE.
• Personalised card design: choose your card design to reflect your food personality.
• Free for life, no annual fee ever.
• Enjoy free talabat orders by redeeming talabat credit.
• Buy one ticket, get one free (up to 2 free tickets per month) until 31 December 2025.
• 20% discount on food and beverage purchased at the counter on a minimum spend of AED20.
• Enjoy 4 complimentary visits to at 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with an ADCB talabat Credit Card.
• Convert school fees into a 0% Interest Payment Plan.

Features:

• 3.5 LuLu Points per AED 1 for Purchases at LuLu.
• 0.2 points for every AED of spends at fuel, education, government services, real estate, tele communication, charity and transport.
• 0.4 points for every AED of spends at supermarkets, auto dealers, insurance, quick service restaurants (i.e. fast food restaurants)
• Get 20% off grocery or food orders once a month on talabat.
• Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover.
• Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
• Save on interest expenses by transferring your outstanding balances from other bank credit cards to an ADCB Credit Card. You can also enjoy the flexibility of low interest rate and repay in easy installments of up to 48 months.
•  Credit Card Loan at low interest rate and repay in easy installments of up to 48 months.
• Convert high value purchase transactions into personal payment plan at low interest rates with tenor of up to 48 months.
• Convert your child’s school and college fees into installments with zero interest charges and low processing fees for up to 12 months. Simply call us or SMS ‘SCHOOL’ to 2626 for a callback.

Features:

Features:

• Earn 4% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE.
• Earn 0.75% back as SHARE Point on all other spends.

Features:

• 20% back on noon Food
• 10% back on NowNow
• 5% back on noon, Namshi, SIVVI & Supermall
• 5% back + 15% flat discount on noon minutes (5 orders per month)
• Free one year noon One membership
• Up to 1% back on all other spends*
• Buy 1 get 1 free* on movie tickets
• Bon Appétit – up to 30% off on dining
• GoodTimes – Best deals on entertainment activities
• LiveWell – up to 50% at Spas, Medical and Wellness centers
• Easy Installment Plan – shop at participating merchants and pay it in installments

Features:

• 10% cashback on airline tickets (any airline, any class of travel, any destination) in AED and non-AED spends.
• 10% cashback on hotel stays (any hotel brand/chain, anywhere in the world) in AED and non-AED spends.
• 50% cashback on movies tickets purchased online in AED.
• 1.5% cashback on all other domestic AED spends.
• Pay 0% processing fee when you use your Traveller Credit Card overseass.
• Get a complimentary Expedia.ae voucher when you sign up for the card, redeemable at participating hotels, anywhere in the world.
• Enjoy 14 complimentary visits to over 1,200 airport lounges worldwide for you and your supplementary cardholders, plus 1 free guest per visit. For accompanying guests, over and above the entitlement, an amount of USD 32 per visit will be charged directly to your card.
• Enjoy 4 complimentary airport rides per year, saving up to AED 85 on each ride. Book your airport ride with Careem and have your own personal driver take you to the airport. Choose the car that suits your taste, book on the spot or schedule for a later pickup.
• Receive up to 7% cashback – book your next holiday on booking.com with your Traveller Credit Card.
• our DISCOVERY Titanium Membership from Global Hotel Alliance delivers exclusive benefits at more than 500 luxury hotels and resorts around the world where you’ll enjoy room upgrades, guaranteed room availability and early check-in and late check-out as standard.
• Upgrade yourself to the Hertz Gold Plus Rewards President’s Circle and enjoy up to a 15% discount on all rentals, guaranteed free upgrades and much more.
• With Avis, you’ll receive up to a 25% discount on all rentals in addition http://avisworld.com/mastercardmeato a free upgrade and 10% off premium chauffeur services.
• Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
• Enjoy peace of mind with comprehensive travel insurance that includes medical and inconvenience cover, plus a car rental collision and loss damage waiver. You can now also generate your travel insurance confirmation letter online in an instant.
• For luxury travel planning, access to the best in fine dining, and exclusive events for your entertainment, let the Mastercard Travel & Lifestyle Concierge take care of everything for you while you make the most of your time.
• Tee off in style with your Traveller Credit Card. As a Traveller Cardholder, you have the luxury of playing golf for free all year at Arabian Ranches Golf Club Dubai and Abu Dhabi Golf club in Abu Dhabi.
• Get 20% off grocery or food orders once a month on talabat.
• Mastercard World Elite Benefits To learn more on other Mastercard benefits, click here.

Features:

• Earn up to 0.5 TouchPoint for every AED1 spent with your card.
• Receive 5,000 bonus TouchPoints when you spend AED5,000 each month.
• 100,000 TouchPoints would be equivalent to AED600 approximately.
• Buy one ticket, get one free at VOX Cinema (up to 2 tickets per month per card).
• Up to 25% off at over 1,400 finest of restaurants when you pay with your ADCB TouchPoints Titanium Credit Card.
• Get 20% off grocery or food orders once a month on talabat.
• Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.
• Credit Card Loan: Benefit from low interest rate and repay in easy installments of up to 48 months. First time ADCB card customers, within first 90 days from card issuance date, can benefit from 0% interest plans at nominal processing fees for installments up to 12 months.
• Save on interest by transferring your outstanding balances from other UAE bank credit cards to an ADCB Credit Card.
• Beat the stress of paying back any of your high value purchases by converting transactions into personal payment plan at low interest rates with tenor of up to 48 months. Simply call us or SMS ‘PPP’ to 2626 for a callback.
• Convert your child’s school and college fees into installments with zero interest charges for up to 12 months.
• Enjoy a maximum of 55 interest-free days, when you continue to pay your outstanding balance in full by the due date.
• Pay all your utility bills, mobile phone bills, school and college fees, Salik recharge and credit card payments through our mobile app or internet banking platforms.
• Credit Shield is an optional service which covers your credit card outstanding balance against any emergencies. A nominal charge is billed on a monthly basis and applicable for Accidental Death, Total & Permanent Disablement due to Accident/Sickness, Critical Illness and Involuntary Loss of Employment (ILOE) cover. Complimentary (Free) life cover including Natural death and Top-Up life is included when applying for Credit Shield.
• Pay your credit card retail balance in small affordable monthly payments with FlexiPay. Low interest rates, zero documentation and repayment period up to 48 months.

Features:

• Earn Plus Points on spends:
  • Up to 1.5 points for every AED 100 spent
  • 0.4% points on supermarkets, grocery, insurance and car dealership spends
  • 0.2% points for fuel, utility, real estate and education spends
• Complimentary lounge access with Mastercard Travel Pass.
• Up to 40% discount at over 100 golf courses worldwide.
• Up to 10% discount when you book with Trip.com.
• Exclusive offers and deals on travel, lifestyle, shopping and more.
• 0% Easy Payment Plans at select Merchant Outlets.
• Utility bill payments facility.

• Up to AED 300,000 Decease cover per cardholder.

• Up to AED 60,000 Job loss cover for up to 12 months or until re-employment.

Features:

Features:

1. Earn 4% cashback on —-
   • School Fees
   • Salik and Nol Recharges
   • Utility Bills
   • Fuel
   • Etisalat and Du Bill Payments
   • Automobile Servicing
   • Hypermarket and Supermarket Purchases
2. Get complimentary roadside assistance —
   • Fuel Assistance
   • Battery Boost
   • Flat Tyre Fixing
   • Complimentary Vehicle Registration
   • Towing
   • Vehicle Servicing
   • Free International Driving Licence
   • Off-road Pull Out
   • Lock-out Service
3. Stay protected with Travel and Medical Coverage of up to USD 100,000 for you (the cardholder), spouse, and up to 4 children (aged below 18) —
   • Baggage Delay/ Loss
   • Loss of Personal Belongings
   • Cancelled/ Delayed Departure
   • Emergency Medical Expenses
   • Personal Accident Benefits

Features:

• 3% Cashback on utilities, telecom, fuel and salik.
• 6% Cashback on dining including online orders.
• 5% Cashback on groceries.
• 1% cashback on all international retail purchases made in any category and on any domestic purchase made in categories other than the ones mentioned above.
• 25% discount on select meals, applicable on F&B single items only excluding combo meals at the candy bar in any VOX Cinemas location within UAE.
• Convert school fees into a 0% Interest Payment Plan.
• Transfer your outstanding balances from other bank credit cards.
• Enjoy complimentary life cover.
• Buy one ticket, get one free (up to 4 tickets per month per card)

Features:

Features:

• Receive 30,000 Membership Rewards® Points* that never expire, and redeem them for flight upgrades, hotel stays, Select & Pay with Points and more.
• Indulge with 10% Dining Cashback* every month on all your dining spends, up to AED 600 annually, whether you dine in or out, locally or abroad.
• Get up to AED 900 in statement credits yearly on all your grocery spends*, in-store or online.
• Get your annual fee waived* with FeeBack when spending AED 10,000 within the first 3 months.
• Take advantage of complimentary access to 1,500+ airport lounges across more than 140 countries worldwide.
• You’re protected with Travel Insurance up to AED 1,800,000, and Retail Protection Insurance up to AED 5,400 per insured occurrence and AED 180,000 every year.

Features:

• Pay no annual fee for the first year. What’s more, enjoy no annual fee for the years after when you spend over AED 100,000 per annum on your Card.
• Earn CBD Rewards Points on every spend, up to 3 points per AED spend. Redeem your CBD Rewards Points for Skywards Miles and fly better with Emirates or you can opt for cashback, vouchers and so much more.
• Indulge in leisure and luxury with complimentary access to top-tier golf courses with the CBD Visa Infinite Credit Card. Enjoy four complimentary rounds of Golf at The Track Meydan & Arabian Ranches Golf clubs every month subject to calendar month retail spends of AED 10,000.
• Enjoy up to 7% discount on accommodation bookings with your CBD Visa infinite Credit Card.
• Enjoy up to 12% discount over 985,000+ hotels & vacation rentals worldwide with your CBD Visa Infinite Credit Card.
• 20% discount on Emaar attractions regular admission tickets: KidZania®, Dig It, E-Kart Zabeel, Dubai Aquarium and Underwater Zoo explorer experience.
• 15% discount at Dubai Ice Rink public session tickets.
• Bonus credits on VR Park Dubai: AED 25 bonus credits with AED 75 credits purchase, AED 50 bonus credits with AED 100 credits purchase, AED 125 bonus credits with AED 200 credits purchase.
• 50% discount on 6 cinema tickets at VOX cinemas per calendar month.
• Enjoy free Valtrans valet parking three times per month at Dubai International Airport (Terminal 1 and Terminal 3), Al Maktoum International Airport and many more locations.
• Enjoy 12 complimentary visits to over 1,000 airport lounges globally with Visa Airport Companion App.
• Multi-trip travel insurance Applicable to the cardholder.
• Purchase protection provide.
• Extended warranty protection.
• Credit Shield protection.
• Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa.

Features: 

• 1% cashback on all purchases capped to  AED1,000 every month. A minimum spend of AED1,000 per month on your card is required to be eligible for the cashback rewards.
• You can earn a maximum of 70 AED cashback on movie tickets. A minimum spend of AED1,500 per month on your card is required to be eligible for the movie tickets cashback rewards.
• Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
• Receive up to 7% cashback – book your next holiday on booking.com with your Essential Cashback Credit Card.
• Enjoy up to 20% discount at Avis ~Rent a car on all rentals in addition to a free upgrade.
• 20% off Talabat food and grocery delivery (once a month).
• Convert school fees into a 0% Interest Payment Plan.
• Enjoy complimentary life cover.
• Benefit from a zero interest rate and repay in easy installments of up to 12 months.

**Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card. Offer valid until 31 December 2025.

Features:

• Get up to AED1,200 Welcome Bonus as Shukrans upon achieving a minimum spend of AED8,000 in the first 60 days.
• 10% back as Shukrans on all purchases made at Shukran brands.
• Up to 1.5% back as Shukrans on all other retail purchases.
• Complimentary upgrade to Shukran Platinum Tier membership.
• No annual fee ever for UAE National customers.
• No annual fee will be charged for the first year for all UAE Residents. An annual fee of AED250 + VAT is applicable from the second year onwards.
• Buy 1 Get 1 free on movie tickets at Reel Cinemas is applicable for up to 2 free tickets per month.

Features:

• AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
• Absolutely Free for life.
• 5% cashback on local and international dining spends.
• 0.33% cashback on Govt. payments, utilities, education, charity, fuel, rental & telecom spends.
• 1% cashback on other international spends.

• 1% cashback on other spends in UAE.

• 20% Cashback at Careem, Dubainow, Netflix, noon, iTunes, Talabat. Max cashback of AED 50 per merchant per month for the first 4 months. Applicable cashback earned each month will be credited to the card account by end of next month.
• Instantly redeem your cashback from Mashreq Online Banking.

• Instant Digital Card. Start shopping online before card delivery.