• No Annual Membership Fee (AMF) subject to spend.*
• Automatic cash back on all purchases, with no minimum spend:
  3% on Non-AED spend
  2% on Grocery Spend
  1% on all other spend.
• No caps (up to the credit limit each month), no redemption process and no spend categories excluded.
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app.
• Airport Transfers: 2 rides per year (up to AED 110 each) using code “MAUAE2“ on the Careem app.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout.
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions.

* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies.